Who is Todd, Bremer & Lawson?
Todd, Bremer & Lawson, Inc. is a debt collection agency headquartered in Rock Hill, South Carolina. The firm specializes in debt recovery, focusing primarily on education-related debts.
They may appear on your credit report as a collection account if you have unpaid bills or debts.
Who does Todd, Bremer & Lawson collect for?
Todd, Bremer & Lawson, Inc. operates primarily within the educational sector. They collaborate with institutions of higher learning and student loan lenders to recover past due educational debts.
Is Todd, Bremer & Lawson legit or a scam?
Todd, Bremer & Lawson, Inc. is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Todd, Bremer & Lawson from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Todd, Bremer & Lawson, Inc. Contact Information
Address:
Todd, Bremer & Lawson, Inc.
560 S Herlong Ave
Rock Hill, SC 29732
Mailing address:
Todd, Bremer & Lawson, Inc.
P.O. Box 36788
Rock Hill, SC 29732-0512
Phone number: (877) 427-6544
Should I contact or pay Todd, Bremer & Lawson?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Todd, Bremer & Lawson, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Todd, Bremer & Lawson, Inc. on behalf of their clients.
Will Todd, Bremer & Lawson, Inc. sue me or garnish my wages?
Todd, Bremer & Lawson, Inc. has the option to sue you for an unpaid debt. If they win the case and the court rules in their favor, this could result in a judgment against you.
With a judgment, depending on the laws in your state, they may be able to garnish your wages or levy your bank account to recover the amount owed. However, not every agency will choose to go this route, as lawsuits can be time-consuming and expensive. It’s important to consult with a legal professional if you’re facing potential legal action.
Todd, Bremer & Lawson, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Todd, Bremer & Lawson, Inc., you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Todd, Bremer & Lawson, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Todd, Bremer & Lawson to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Todd, Bremer & Lawson cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Todd, Bremer & Lawson must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Todd, Bremer & Lawson cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Todd, Bremer & Lawson From Your Credit Report Today!
Credit Saint offers assistance with disputing Todd, Bremer & Lawson collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
