Who is Todd, Bremer & Lawson, Inc.?
Todd, Bremer & Lawson, Inc. is a debt collection agency located in Rock Hill, South Carolina. They specialize in collecting education debt.
You may see Todd, Bremer & Lawson listed on your credit report as a collections account. This can happen if you forgot to pay a bill and your account was sent to a debt collector.
Removing Todd, Bremer & Lawson, Inc. Collections from Your Credit Report
Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to have it removed before 7 years, and you may not even have to pay it.
(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)
Lexington Law is a credit repair company that helps people fix their credit. As a result, you may not even have to pay any of the debts on your credit report.
In addition to collections, Lexington Law can also help you remove other inaccurate information such as inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, liens, and bankruptcies from your credit report.
Call Lexington Law now to learn more: (800) 220-0084
Todd, Bremer & Lawson, Inc. Contact Information
Address:
Todd, Bremer & Lawson, Inc.
560 S Herlong Ave
Rock Hill, SC 29732
Mailing address:
Todd, Bremer & Lawson, Inc.
P.O. Box 36788
Rock Hill, SC 29732-0512
Website: https://www.tbandl.com/
Phone number: (877) 427-6544
Should I contact or pay Todd, Bremer & Lawson, Inc.?
Nothing good can come from speaking to a collection agency on the phone. And making payments on the collection account will reset the clock. So not only will it not help your credit, but it could actually make it worse.
The best way to go about handling this is to work with a professional credit repair service. They have deleted millions of negative items from companies like Todd, Bremer & Lawson, Inc. for millions of clients nationwide.
And they can help you too.
Will Todd, Bremer & Lawson, Inc. sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Todd, Bremer & Lawson, Inc. again.
Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.
Wage Garnishment
Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for them to threaten to garnish your wages.
It is also illegal for Todd, Bremer & Lawson, Inc. to make any claims they cannot or will not follow through on – this includes threatening to sue you or to foreclose on your home.
Todd, Bremer & Lawson, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). It’s because they often report accounts inaccurately and/or for harassment. If you are being harassed by Todd, Bremer & Lawson, Inc., you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Todd, Bremer & Lawson, Inc. does too.
Your Rights When Dealing with Todd, Bremer & Lawson, Inc.
There are strict regulations about what a collection agency can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect any debt, whether or not you actually owe it. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- Debt validation. Under the FDCPA, you have the right to validate a debt. The collection agency reporting the information must prove to you, within 30 days, that the account is really your responsibility and the amount of money you owe is accurate.
- All personal debts are covered, including personal credit cards, auto loans, household bills, and mortgage payments.
- Todd, Bremer & Lawson, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Todd, Bremer & Lawson must be honest about who they are and what they are trying to do. They must notify you that they are a collection agency both orally and in writing.
- Todd, Bremer & Lawson cannot threaten to have you arrested, and they are not allowed to threaten to take legal action if they have no intention of doing so.
Can Todd, Bremer & Lawson collections be removed from my credit report?
Lexington Law specializes in disputing Todd, Bremer & Lawson collection accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.
Get Your Collections Removed Today!
If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.
Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.