Who is Todd, Bremer & Lawson?
Todd, Bremer & Lawson, Inc. is a debt collection agency headquartered in Rock Hill, South Carolina. The firm specializes in debt recovery, focusing primarily on education-related debts.
They may appear on your credit report as a collection account if you have unpaid bills or debts.
Who does Todd, Bremer & Lawson collect for?
Todd, Bremer & Lawson, Inc. operates primarily within the educational sector. They collaborate with institutions of higher learning and student loan lenders to recover past due educational debts.
Is Todd, Bremer & Lawson legit or a scam?
Todd, Bremer & Lawson, Inc. is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Todd, Bremer & Lawson from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Todd, Bremer & Lawson, Inc. Contact Information
Address:
Todd, Bremer & Lawson, Inc.
560 S Herlong Ave
Rock Hill, SC 29732
Mailing address:
Todd, Bremer & Lawson, Inc.
P.O. Box 36788
Rock Hill, SC 29732-0512
Phone number: (877) 427-6544
Should I contact or pay Todd, Bremer & Lawson?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the debt, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Todd, Bremer & Lawson, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Todd, Bremer & Lawson, Inc. on behalf of their clients.
Will Todd, Bremer & Lawson, Inc. sue me or garnish my wages?
Todd, Bremer & Lawson, Inc. has the option to sue you for an unpaid debt. If they win the case and the court rules in their favor, this could result in a judgment against you.
With a judgment, depending on the laws in your state, they may be able to garnish your wages or levy your bank account to recover the amount owed. However, not every agency will choose to go this route, as lawsuits can be time-consuming and expensive. It’s important to consult with a legal professional if you’re facing potential legal action.
Todd, Bremer & Lawson, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Todd, Bremer & Lawson, Inc., you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Todd, Bremer & Lawson, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Todd, Bremer & Lawson to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Todd, Bremer & Lawson may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Todd, Bremer & Lawson must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Todd, Bremer & Lawson cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Todd, Bremer & Lawson From Your Credit Report Today!
Lexington Law can assist you in disputing Todd, Bremer & Lawson collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
