If Transfinancial Companies shows up on your credit report, it likely means a medical bill has gone to collections. Here’s how to deal with them and protect your credit.
Who Is Transfinancial Companies?
Transfinancial Companies is a debt collection agency based in Baton Rouge, Louisiana. They collect unpaid debts on behalf of healthcare providers.
If you’ve missed payments on medical bills, Transfinancial Companies may appear on your credit report as a collection account.
Who Does Transfinancial Companies Collect For?
Transfinancial Companies works primarily with hospitals and healthcare providers to recover unpaid medical debts. They contact consumers in an effort to collect outstanding balances.
Is Transfinancial Companies Legitimate?
Yes, Transfinancial Companies is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. Still, it’s important to confirm any debt they claim you owe before making payments.
How to Remove Transfinancial Companies From Your Credit Report
Collection accounts can stay on your credit report for up to seven years. But you have options:
- Dispute incorrect information: If details on the account are inaccurate, file a dispute with the credit bureaus.
- Request debt validation: You have the right to ask the company to prove the debt is yours and confirm the amount is correct.
- Negotiate a pay-for-delete: Some consumers try to settle the debt in exchange for having it removed, though success isn’t guaranteed.
- Consider working with a credit repair company: Professionals can help challenge negative information and review your credit report for errors.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Should You Contact or Pay Transfinancial Companies?
Before reaching out, check that the debt is valid, belongs to you, and is within your state’s statute of limitations. Making payments on an old debt can restart the reporting timeline, which may hurt your credit further.
Many consumers work with credit repair experts to avoid costly mistakes when dealing with collection agencies.
Can Transfinancial Companies Sue or Garnish Wages?
Transfinancial Companies can sue for unpaid debts, though lawsuits are usually a last resort. Legal action takes time and money, so debt collectors often try to negotiate first.
If they do sue and win, they may be able to garnish your wages, levy your bank account, or place a lien on your property, depending on state laws.
Transfinancial Companies Contact Information
Address:
Transfinancial Companies
7922 Picardy Avenue
Baton Rouge, LA 70809
Mailing Address:
Transfinancial Companies
PO Box 80103
Baton Rouge, LA 70898
Phone: (800) 611-7508 or (225) 767-5055
Complaints About Transfinancial Companies
Debt collection agencies often face complaints with the Consumer Financial Protection Bureau and Better Business Bureau. Common issues include:
- Inaccurate information on credit reports
- Harassing calls or messages
- Failure to verify the debt
If your rights are being violated, you can file a complaint with these agencies.
Your Rights When Dealing With Transfinancial Companies
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you important protections:
- They cannot report false or incomplete information
- You can request debt validation within 30 days of first contact
- They cannot harass, threaten, or use abusive language
- They must clearly state they are a debt collection company
- They cannot threaten arrest or jail for unpaid debts
Need Help With Transfinancial Companies?
Dealing with collections can feel overwhelming, but you don’t have to face it alone. Credit Saint has helped thousands of people challenge inaccurate credit report entries. They even offer a 90-day money-back guarantee for peace of mind.
Visit their website or call (855) 281-1510 to find out how they can help with your credit challenges.

Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.