If Trident Asset Management is showing up on your credit report, it can lower your credit score and make it harder to qualify for loans, credit cards, or housing. Here’s what it means and how to get them removed.
Who Is Trident Asset Management?
Trident Asset Management, LLC is a debt collection agency based in Alpharetta, Georgia. They collect unpaid debts on behalf of businesses or purchase debts to recover them directly.
If you see “Trident Asst” or “Trident Asset Management” on your credit report, it usually means an unpaid account was sold or assigned to them for collection.
Who Does Trident Asset Management Collect For?
Trident Asset Management works with businesses across several industries, including:
- Healthcare providers
- Telecommunications companies
- Utility companies
- Debt buyers handling purchased consumer debt
If you have unpaid medical bills, phone bills, utilities, or other consumer debt, your account may have been transferred to Trident.
Is Trident Asset Management Legitimate?
Yes, Trident Asset Management is a legitimate debt collection agency. They are authorized to collect debts for other companies or on their own behalf if they purchased the debt. But even with legitimate collectors, always verify the debt before making payments.
Credit reports can contain errors, so confirming the details is critical.
How to Remove Trident Asset Management From Your Credit Report
Collection accounts can stay on your credit report for up to seven years, but you may be able to remove them sooner:
- Dispute the Account: If the information is inaccurate, outdated, or incomplete, file a dispute with the credit bureaus. You can do this on your own or with the help of a credit repair service.
- Negotiate a Pay-for-Delete: Sometimes, you can offer to pay the debt in exchange for the account being removed from your credit report. Get the agreement in writing.
- Work With a Credit Repair Company: Experienced credit repair professionals challenge collection accounts regularly and can help improve your credit.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Trident Asset Management?
Before you contact Trident Asset Management or make a payment:
- Verify the debt belongs to you.
- Confirm the amount is correct.
- Understand that making payments can restart the statute of limitations in some states.
Many people prefer to work with credit repair experts who deal with agencies like Trident every day.
Can Trident Asset Management Sue You or Garnish Wages?
Yes, Trident Asset Management has the legal right to sue you over unpaid debts. If they win a judgment in court, they may be able to:
- Garnish your wages
- Freeze your bank account
- Place a lien on your property
These actions depend on your state laws and usually happen only after other collection efforts have failed. Most agencies prefer to negotiate a payment plan or settlement first.
Complaints About Trident Asset Management
Like many debt collectors, Trident Asset Management has received complaints with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common issues include:
- Inaccurate information reported to credit bureaus
- Harassment or aggressive collection tactics
- Failure to verify debts
If your rights are being violated, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Trident Asset Management
You are protected under federal laws, including the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws provide key protections:
- Debt Validation: You can request proof that the debt is yours and accurate. Send a written debt validation letter, and they must respond within 30 days.
- No Harassment: Debt collectors cannot harass, threaten, or call you excessively.
- Clear Communication: They must identify themselves as a debt collector and explain your rights.
- No Arrest Threats: Collectors cannot threaten you with arrest for unpaid debts.
Knowing your rights helps you handle collections confidently.
Trident Asset Management Contact Information
Address:
Trident Asset Management, LLC
10375 Old Alabama Rd
Alpharetta, GA 30022
Mailing Address:
P.O. Box 888424
Atlanta, GA 30356
Phone Number: (866) 695-8893
Need Help Removing Trident Asset Management From Your Credit Report?
If Trident Asset Management is hurting your credit score, professional help is available. Credit Saint has over 15 years of experience helping clients challenge negative items on their credit reports. They even offer a 90-day money-back guarantee for peace of mind.
Ready to take control of your credit? Visit their website or call (855) 281-1510 to learn more.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
