Who is TRS Recovery Services?
TRS Recovery Services, Inc. is a debt collection agency located in Marietta, Georgia. Their primary role is to assist businesses in collecting unpaid debts from their customers.
If you see TRS Recovery Services listed on your credit report as a collections account, it could be because you have an outstanding debt that hasn’t been paid.
Who does TRS Recovery Services collect for?
TRS Recovery Services collects debts for a variety of clients, primarily focusing on check recovery services for retail businesses such as Amazon, Meijer, and Walmart. They aid these corporations in recovering funds from bounced or unpaid checks. They also provide debt collection services for lending companies and other financial institutions.
Is TRS Recovery Services legit or a scam?
TRS Recovery Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove TRS Recovery Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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TRS Recovery Services, Inc. Contact Information
Address:
TRS Recovery Services, Inc.
1600 Terrell Mill Rd
Marietta, GA 30067
Phone number: (585) 613-1571
Should I contact or pay TRS Recovery Services?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with TRS Recovery Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like TRS Recovery Services on behalf of their clients.
Will TRS Recovery Services sue me or garnish my wages?
TRS Recovery Services is entitled to take legal action against a debtor if necessary. This can include filing a lawsuit to collect the unpaid debt. If the court rules in favor of the debt collector and you, as the debtor, still do not pay the debt, then the court may issue an order to garnish your wages.
However, it’s important to understand that this is typically a last resort for most debt collectors. The process of suing a debtor is costly and time-consuming, and most agencies prefer to avoid it if possible. They’d usually rather work out a payment plan or settle the debt for less than the full amount.
TRS Recovery Services, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with TRS Recovery Services, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with TRS Recovery Services, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for TRS Recovery Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- TRS Recovery Services, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- TRS Recovery Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- TRS Recovery Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove TRS Recovery Services From Your Credit Report Today!
Credit Saint offers assistance with disputing TRS Recovery Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
