Who is Tulsa Adjustment Bureau?
Tulsa Adjustment Bureau, Inc., also known as TAB Services, is a debt collection agency based in Tulsa, Oklahoma. They are engaged in the process of retrieving unpaid debts from individuals who have not fulfilled their payment obligations.
If you see TAB Services appearing on your credit report as a collections account, it generally indicates that you have an unpaid debt which has been transferred to them for collection. This typically occurs when a bill remains unpaid beyond the due date.
Who does Tulsa Adjustment Bureau collect for?
Tulsa Adjustment Bureau primarily provides its collection services to medical providers. These could include hospitals, clinics, private practices, and other healthcare service providers.
Is Tulsa Adjustment Bureau legit or a scam?
Tulsa Adjustment Bureau, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Tulsa Adjustment Bureau from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Tulsa Adjustment Bureau, Inc. Contact Information
Address:
TAB Services (Tulsa Adjustment Bureau, Inc.)
2448 E 81st St. Ste 4700
Tulsa, OK 74137
Phone number: (918) 749-1481 or (800) 775-1481
Should I contact or pay Tulsa Adjustment Bureau?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Tulsa Adjustment Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Tulsa Adjustment Bureau on behalf of their clients.
Will Tulsa Adjustment Bureau sue me or garnish my wages?
It’s possible for any debt collection agency, including Tulsa Adjustment Bureau, to resort to legal action if efforts to collect a debt are unsuccessful. However, such a step is usually a last resort due to the expense and time associated with legal proceedings, and because it does not guarantee the recovery of the funds.
Before considering a lawsuit, the agency will generally make several attempts to collect the debt through other methods like phone calls, letters, or negotiating a repayment plan. If these efforts fail, the agency might choose to sue. If they win the lawsuit, wage garnishment or a lien on your property could follow, depending on your state’s laws.
Tulsa Adjustment Bureau, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Tulsa Adjustment Bureau, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Tulsa Adjustment Bureau, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Tulsa Adjustment Bureau to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Tulsa Adjustment Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Tulsa Adjustment Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Tulsa Adjustment Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Tulsa Adjustment Bureau From Your Credit Report Today!
Credit Saint offers assistance with disputing Tulsa Adjustment Bureau collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
