United Resource Systems

Is United Resource Systems hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is United Resource Systems?

United Resource Systems, Inc. (URS) is a debt collection agency based in Lakewood, Colorado. They assist businesses in the recovery of outstanding debts.

If United Resource Systems appears on your credit report, it signifies that you have a debt that has been transferred to them for collection.

Who does United Resource Systems collect for?

United Resource Systems provides its collection services across several sectors. They collect debts on behalf of entities in the healthcare industry, government agencies, retail businesses, financial institutions, and commercial clients.

Is United Resource Systems legit or a scam?

Despite the sometimes persistent and repetitive nature of their communication methods, United Resource Systems is a legitimate debt collection agency. They utilize a variety of communication channels, such as phone calls, texts, and emails, to contact debtors regarding their outstanding debts.

How can I remove United Resource Systems from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

United Resource Systems, Inc. Contact Information


United Resource Systems, Inc.
3501 S Teller Street
Lakewood, CO 80235

Phone number: (800) 547-9054

Should I contact or pay United Resource Systems?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with United Resource Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like United Resource Systems, Inc. on behalf of their clients.

Will United Resource Systems sue me or garnish my wages?

United Resource Systems (URS) has the legal right to sue you to recover the debt you owe. If they win the lawsuit and obtain a judgment against you, they may potentially have the ability to garnish your wages or seize funds from your bank accounts, depending on the laws of your specific state.

However, it’s important to note that litigation is often considered a last resort for debt collectors. It can be costly and time-consuming, so most collection agencies prefer to negotiate a payment plan or settle the debt outside of court.

United Resource Systems, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with United Resource Systems, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for United Resource Systems to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • United Resource Systems may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • United Resource Systems must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • United Resource Systems cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove United Resource Systems From Your Credit Report Today!

Lexington Law can assist you in disputing United Resource Systems collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.