If USCB Corporation shows up on your credit report, it likely means you have an unpaid debt that has gone to collections. Here’s what to know—and how to get them removed.
Who Is USCB Corporation?
USCB Corporation is a debt collection agency based in Eynon, Pennsylvania. Their job is to collect unpaid debts on behalf of other businesses.
If they appear on your credit report, it means they are trying to collect money tied to your name that the original creditor was unable to recover.
Who Does USCB Corporation Collect For?
USCB Corporation works primarily with:
- Colleges and universities – Collecting unpaid tuition, housing fees, or other school-related debts
- Healthcare providers – Collecting unpaid medical bills
If you owe money to one of these types of organizations and haven’t paid, your account may have been turned over to USCB Corporation.
Is USCB Corporation Legitimate?
Yes, USCB Corporation is a real debt collection agency. But even legitimate companies can:
- Report incorrect details to the credit bureaus
- Try to collect debts that don’t belong to you
- Make mistakes when contacting consumers
Always verify any debt before agreeing to pay.
How to Remove USCB Corporation From Your Credit Report
Collections can stay on your credit report for up to seven years, but they may be removed sooner if you take the right steps:
- Dispute inaccuracies – If the information reported is incorrect, file a dispute with the credit bureaus.
- Request debt validation – Send USCB Corporation a debt validation letter. They must provide proof the debt belongs to you and the amount is accurate.
- Negotiate a pay-for-delete – Some collection agencies may agree to remove the account if you pay. Get any agreement in writing before making payment.
- Work with a credit repair company – Professionals can help challenge negative items and assist in improving your credit report.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay USCB Corporation?
Before paying anything, confirm the debt is valid and correctly reported. Credit reports often contain mistakes, and making a payment without verifying the debt can sometimes reset the statute of limitations, depending on your state.
Many people prefer to work with credit repair professionals to handle situations like this and avoid hurting their credit further.
Can USCB Corporation Sue You or Garnish Your Wages?
Yes, USCB Corporation can take legal action to collect unpaid debts. If they sue and win, they could:
- Garnish your wages
- Place a lien on your property
- Levy your bank account
That said, most collection agencies prefer to work out a payment plan or settlement before filing a lawsuit, as legal action is costly and time-consuming.
USCB Corporation Contact Information
Address:
USCB Corporation
761 Scranton Carbondale Hwy, Ste 6
Eynon, PA 18403
Phone:
(800) 499-0309
(570) 876-6309
If you contact them, keep records of all communication and never admit to owing the debt until it has been properly verified.
Complaints About USCB Corporation
USCB Corporation has received complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). The most common issues include:
- Inaccurate credit reporting
- Harassing phone calls
- Refusing to verify debts
If you experience these problems, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With USCB Corporation
Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws protect consumers from unfair treatment.
Your rights include:
- Disputing false or incomplete information
- Requesting written proof the debt belongs to you
- Protection from harassment, threats, or abusive language
- Clear identification that they are a debt collection agency
- Protection from false threats of arrest or legal action they cannot take
Knowing your rights can help you handle collections more effectively.
Get Help Removing USCB Corporation From Your Credit Report
Dealing with collection accounts like USCB Corporation can be stressful, but you don’t have to handle it alone. Credit Saint has over 15 years of experience helping people challenge inaccurate items on their credit reports—including accounts from USCB Corporation.
They even offer a 90-day money-back guarantee, giving you extra peace of mind.
To get started, visit their website or call (855) 281-1510 for a free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
