USCB Corporation

Who is USCB Corporation?

USCB Corporation is a debt collection agency based in Eynon, Pennsylvania. Their role is to handle the recovery of unpaid debts on behalf of their clients.

If you find USCB Corporation listed on your credit report as a collections account, it generally signifies that you have an outstanding bill which has not been paid.

Who does USCB Corporation collect for?

USCB Corporation offers its debt collection services to colleges, universities, and healthcare providers. In the educational sector, they work with colleges and universities to collect unpaid tuition fees, housing costs, and other related debts from students. In the healthcare sector, they help healthcare providers recover funds from unpaid medical bills.

Is USCB Corporation legit or a scam?

USCB Corporation is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove USCB Corporation from my credit report?

USCB collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

USCB Corporation Contact Information

Address:

USCB Corporation
761 Scranton Carbondale Hwy Ste 6
Eynon, PA 18403

Phone number: (800) 499-0309 or (570) 876-6309

Should I contact or pay USCB Corporation?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with USCB Corporation is to work with a credit repair professional. They help remove millions of negative items every year from companies like USCB Corporation on behalf of their clients.

Will USCB Corporation sue me or garnish my wages?

USCB Corporation does have the legal authority to take a debtor to court if they are unable to recover the owed debt through standard collection practices. If USCB Corporation sues and obtains a judgment from the court, they may then have the legal right to garnish your wages or take other actions to enforce the judgment, such as levying your bank account.

However, taking legal action is generally considered a last resort for most collection agencies. It’s a lengthy and costly process, so they usually prefer to negotiate a payment arrangement with you first.

USCB Corporation Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with USCB Corporation

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for USCB Corporation to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• USCB Corporation may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• USCB Corporation must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• USCB Corporation cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove USCB Corporation From Your Credit Report Today!

Credit Saint can assist you in disputing USCB Corporation collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.