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Who is Vericore?

Vericore, LLC Commercial Collections is a debt collection agency that’s based in Huntersville, North Carolina. They are an established firm in the industry, responsible for collecting unpaid debts on behalf of various entities.

If you find Vericore listed on your credit report as a collections account, this generally means that you have an outstanding bill which has been handed over to them for collection.

Who does Vericore collect for?

Vericore primarily collects commercial debts. This means they work with businesses who need help in recovering unpaid debts from other businesses, usually due to unpaid invoices for goods or services provided.

Is Vericore legit or a scam?

Vericore is a legitimate company. They are fully licensed and authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Vericore Collections from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Vericore, LLC Contact Information


Vericore, LLC
10115 Kincey Ave STE 100
Huntersville, NC 28078-6482

Phone number: (800) 375-3186

Should I contact or pay Vericore?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Vericore is to work with a credit repair professional. They help remove millions of negative items every year from companies like Vericore, LLC on behalf of their clients.

Will Vericore sue me or garnish my wages?

Vericore is legally entitled to pursue legal action against debtors if all other attempts to collect the debt have been unsuccessful. If Vericore or their client decides to sue you and they win the lawsuit, the court may grant them a judgment. This judgment could potentially lead to wage garnishment or other methods of debt recovery as permitted by the applicable laws and regulations.

However, it’s important to note that legal action is typically a last resort, and most debt collection agencies prefer to reach a settlement or payment agreement before pursuing litigation.

Vericore, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Vericore, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Vericore, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Vericore, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Vericore, LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Vericore, LLC cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Vericore From Your Credit Report Today!

Credit Saint can help you dispute Vericore collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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