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Who is Vericore?

Vericore, LLC Commercial Collections is a debt collection agency that’s based in Huntersville, North Carolina. They are an established firm in the industry, responsible for collecting unpaid debts on behalf of various entities.

If you find Vericore listed on your credit report as a collections account, this generally means that you have an outstanding bill which has been handed over to them for collection.

Who does Vericore collect for?

Vericore primarily collects commercial debts. This means they work with businesses who need help in recovering unpaid debts from other businesses, usually due to unpaid invoices for goods or services provided.

Is Vericore legit or a scam?

Vericore is a legitimate company. They are fully licensed and authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Vericore Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Vericore, LLC Contact Information


Vericore, LLC
10115 Kincey Ave STE 100
Huntersville, NC 28078-6482

Phone number: (800) 375-3186

Should I contact or pay Vericore?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Vericore is to work with a credit repair professional. They help remove millions of negative items every year from companies like Vericore, LLC on behalf of their clients.

Will Vericore sue me or garnish my wages?

Vericore is legally entitled to pursue legal action against debtors if all other attempts to collect the debt have been unsuccessful. If Vericore or their client decides to sue you and they win the lawsuit, the court may grant them a judgment. This judgment could potentially lead to wage garnishment or other methods of debt recovery as permitted by the applicable laws and regulations.

However, it’s important to note that legal action is typically a last resort, and most debt collection agencies prefer to reach a settlement or payment agreement before pursuing litigation.

Vericore, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Vericore, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Vericore, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Vericore, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Vericore, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Vericore, LLC cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Vericore From Your Credit Report Today!

Credit Saint can assist you in disputing Vericore collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.