Seeing Viking Client Services on your credit report can be stressful, but there are ways to handle it. A collection account can lower your credit score and stay on your report for up to seven years if you don’t take action.
Here’s what you need to know about Viking Client Services and how to work toward removing their collection account from your credit report.
Who Is Viking Client Services?
Viking Client Services, LLC is a debt collection agency based in Eden Prairie, Minnesota. They also operate under the name Viking Billing Services. Their primary role is helping companies recover unpaid debts.
If Viking Client Services shows up on your credit report, it means a company has hired them to collect money they believe you owe.
Who Does Viking Client Services Collect For?
Viking Client Services specializes in collecting debts for car rental companies. They work with well-known names like Avis, Budget Rent a Car, and Hertz, often pursuing unpaid fees or damage claims after vehicle rentals.
Is Viking Client Services a Legitimate Company?
Yes, Viking Client Services is a legitimate debt collection agency. They are licensed to collect debts on behalf of their clients. That said, mistakes happen in debt collection, so it’s always smart to confirm any debt before agreeing to pay.
How to Remove Viking Client Services From Your Credit Report
If Viking Client Services has placed a collection account on your credit report, here are your options:
- Dispute Errors: Review your credit report for mistakes. If the debt isn’t yours or the details are wrong, dispute it directly with the credit bureaus.
- Request Debt Validation: You have the right to ask Viking Client Services to prove the debt is yours and verify the amount. This is called a debt validation letter.
- Negotiate a Pay-for-Delete: If the debt is accurate, you can try negotiating a pay-for-delete agreement. This involves offering payment in exchange for the account being removed from your credit report. Always get any agreement in writing.
- Hire a Credit Repair Company: Many people turn to credit repair services to help challenge collections and other negative items.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Viking Client Services?
Before reaching out to Viking Client Services, make sure the debt is legitimate and reported correctly. Sometimes debts are outdated, incorrect, or outside the statute of limitations. Paying an old debt can also reset the clock, so proceed carefully.
Working with a reputable credit repair company can be helpful. These companies help remove millions of negative items from credit reports every year, including collection accounts from Viking Client Services.
Can Viking Client Services Sue You or Garnish Your Wages?
Viking Client Services does have the legal right to sue over unpaid debts. If they take you to court and win, they could get a judgment that allows wage garnishment or other collection methods, depending on your state’s laws.
That said, lawsuits are not automatic. Most debt collectors prefer to settle or arrange payments without legal action.
Viking Client Services Contact Information
Here’s how to get in touch with Viking Client Services:
Address:
Viking Client Services, LLC
10050 Crosstown Circle, Suite 300
Eden Prairie, MN 55344
Phone: (800) 767-7895 or (952) 944-7575
Complaints Against Viking Client Services
Many debt collectors receive complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints about Viking Client Services include:
- Incorrect information on credit reports
- Failure to verify debts
- Harassment or aggressive collection tactics
If you believe your rights have been violated or you’re being harassed, consider filing a complaint with the CFPB or BBB.
Your Rights When Dealing With Viking Client Services
The Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) protect you from unfair collection practices. Here are a few key rights:
- Viking Client Services cannot report false or incomplete information about you
- You can request written proof that the debt is valid
- They cannot threaten, harass, swear at you, or repeatedly call
- They must clearly identify themselves as a debt collector both verbally and in writing
- They cannot threaten to have you arrested for unpaid debts
Knowing your rights can help you stay in control during the process.
Get Help Removing Viking Client Services From Your Credit Report
If you’re struggling with collection accounts from Viking Client Services, professional help is available. Credit Saint has over 15 years of experience helping people dispute collections and improve their credit. They even offer a 90-day money-back guarantee for extra peace of mind.
To learn more, visit their website or call (855) 281-1510.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
