Waterfall Revenue Group


Is Waterfall Revenue Group hurting your credit score?

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Who is Waterfall Revenue Group?

Waterfall Revenue Group, Inc., formerly known as A-1 Collection Service, is a debt collection agency based in Hamilton Square, New Jersey. As a part of their services, they pursue the recovery of unpaid debts on behalf of their clients.

If you owe a debt that has been assigned or sold to Waterfall Revenue Group, you may find their name listed on your credit report as a collection account.

Who does Waterfall Revenue Group collect for?

Waterfall Revenue Group primarily focuses on medical debt collection, serving healthcare providers across various specialties. They work with these providers to collect outstanding debts resulting from unpaid medical bills, co-pays, deductibles, or other healthcare-related expenses.

Is Waterfall Revenue Group legit or a scam?

Waterfall Revenue Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, when dealing with them or any other debt collector, it’s crucial to verify any debts they claim you owe before making a payment.

How can I remove Waterfall Revenue Group from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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Waterfall Revenue Group, Inc. Contact Information


Waterfall Revenue Group, Inc.
2297 NJ-33, Suite 906
Hamilton Square, NJ 08690

Phone number: (800) 777-6201 or (609) 771-9200

Should I contact or pay Waterfall Revenue Group?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Waterfall Revenue Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Waterfall Revenue Group on behalf of their clients.

Will Waterfall Revenue Group sue me or garnish my wages?

Waterfall Revenue Group can file a lawsuit against you if you fail to repay a debt. If they win the lawsuit, they could potentially be granted a judgment that allows them to garnish your wages or levy your bank accounts, depending on the specific laws of your state.

However, it’s important to understand that legal proceedings are usually the last resort for most collection agencies. They often prefer to establish a payment plan with you as it is more cost-effective and less time-consuming than a lawsuit.

Waterfall Revenue Group Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Waterfall Revenue Group

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Waterfall Revenue Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Waterfall Revenue Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Waterfall Revenue Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Waterfall Revenue Group cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Waterfall Revenue Group From Your Credit Report Today!

Credit Saint can help you dispute Waterfall Revenue Group accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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