Accurate Collection Services

Is Accurate Collection Services hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Accurate Collection Services?

Accurate Collection Services, LLC is a debt collection agency based in Morristown, New Jersey. They work on behalf of creditors to collect unpaid debts.

If you see Accurate Collection Services listed on your credit report, it typically means that you have an outstanding debt that was transferred to them for collection.

Who does Accurate Collection Services collect for?

Accurate Collection Services works with a variety of original creditors to collect past-due debts. These creditors could potentially be from different sectors, such as healthcare providers, utility companies, credit card companies, or other lending institutions.

Is Accurate Collection Services legit or a scam?

Accurate Collection Services, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, as with many debt collection agencies, they might engage in persistent communication efforts, such as phone calls, text messages, or emails, which some people may find intrusive or perceive as spam.

How can I remove Accurate Collection Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Accurate Collection Services Contact Information


Accurate Collection Services
17 Prospect St.
Morristown, NJ 07960

Phone number: (866) 468-3371 or (973) 630-3050

Should I contact or pay Accurate Collection Services?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Accurate Collection Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Accurate Collection Services on behalf of their clients.

Will Accurate Collection Services sue me or garnish my wages?

Accurate Collection Services, like other debt collectors, can sue for unpaid debts. If they win the lawsuit, they secure a court judgment. This judgment could allow them to garnish your wages, depending on your state laws. Other methods they may use to collect debt include levying your bank account or placing a lien on your property.

Not all debt collectors will sue for each debt. The decision to sue is influenced by many factors. These include the size of the debt, litigation costs, and chances of successful collection.

Accurate Collection Services Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Accurate Collection Services

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Accurate Collection Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Accurate Collection Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Accurate Collection Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Accurate Collection Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Accurate Collection Services From Your Credit Report Today!

Credit Saint can assist you in disputing Accurate Collection Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.