If you see Admin Recovery, LLC on your credit report, it likely means a debt has gone to collections. Here’s what that means, how it affects your credit, and what steps you can take to get it removed.
Who Is Admin Recovery, LLC?
Admin Recovery, LLC is a debt collection agency based in Williamsville, New York. They collect unpaid debts on behalf of banks, credit card companies, and major retailers.
If they show up on your credit report, it typically means an unpaid debt was sold or assigned to them for collection. This often happens after months of missed payments.
Is Admin Recovery, LLC Legitimate?
Yes, Admin Recovery, LLC is a real company. They are legally allowed to collect debts for their clients. That said, mistakes happen, so always verify that the debt is accurate before paying.
Who Does Admin Recovery, LLC Collect For?
Admin Recovery works with some of the country’s largest creditors, including banks, retailers, and credit card issuers. If your account appears with them, it may have originated from one of these sources.
How to Remove Admin Recovery From Your Credit Report
Collections accounts can stay on your credit report for up to seven years, even if you pay them. But you have options to try and get them removed sooner:
- Dispute the Account: If you believe the debt is inaccurate or not yours, dispute it with the credit bureaus. They must investigate and remove incorrect information.
- Request Debt Validation: Send a written request asking Admin Recovery to prove the debt belongs to you. If they can’t, they must stop reporting it.
- Negotiate a Pay-for-Delete: You can try to negotiate a deal where you pay part or all of the debt in exchange for Admin Recovery removing it from your credit report. Get this agreement in writing before making any payments.
- Work With a Credit Repair Service: Credit repair professionals can help dispute inaccurate items and negotiate with collectors on your behalf.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Admin Recovery, LLC?
Speaking with debt collectors over the phone is risky. Anything you say can restart the time limit for collections, known as the statute of limitations.
If you’re unsure how to handle the situation, consider working with a credit repair company. They help people remove millions of negative items from their credit reports each year, including collections from agencies like Admin Recovery, LLC.
Can Admin Recovery Sue You or Garnish Your Wages?
Debt collectors like Admin Recovery can sue you, but it’s often a last resort. Legal action costs them money and time, so they usually attempt calls, letters, and settlement offers first.
If they do sue and win in court, they may be able to garnish your wages or place a lien on your property, depending on your state’s laws.
Admin Recovery, LLC Contact Information
Address:
Admin Recovery, LLC
6225 Sheridan Drive, Suite 118
Williamsville, NY 14221
Phone Number:
(866) 703-7961
Common Complaints About Admin Recovery, LLC
Debt collection agencies often face complaints with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Issues typically include:
- Reporting debts incorrectly
- Harassment or repeated calls
- Failing to provide proper debt validation
If you experience harassment or inaccurate reporting, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Admin Recovery, LLC
Debt collectors must follow strict laws under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). Here’s what they can’t do:
- Report incorrect or incomplete information
- Harass, threaten, or use abusive language
- Misrepresent who they are or why they’re contacting you
- Threaten arrest or jail over unpaid debts
You also have the right to request debt validation within 30 days of first contact. If they can’t prove the debt is yours and the amount is correct, they must stop collection efforts.
Get Help Removing Admin Recovery From Your Credit Report
Tired of dealing with collections on your own? Credit Saint can help challenge inaccurate accounts like those from Admin Recovery, LLC. They’ve been helping clients repair their credit for over 15 years—and they even offer a 90-day money-back guarantee.
Ready to take control of your credit? Visit their website or call (855) 281-1510 to learn more.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
