Who is Allen Daniel Associates?
The Allen Daniel Associates, Inc. (ADA) is a debt collection agency located in Waltham, Massachusetts. They help businesses recover debts that are owed to them.
If you have any unpaid debts, ADA might contact you regarding the payment of those debts. This can result in ADA being listed on your credit report as a collections account.
Who does Allen Daniel Associates collect for?
Allen Daniel Associates is a versatile debt collection agency, managing unpaid debts across numerous industries. They serve the commercial sector, handling B2B transactional debts, and also work in the medical field collecting on healthcare-related bills. Additionally, they assist municipal entities in recouping overdue fines or taxes, and help utility companies reclaim funds from late bills.
Is Allen Daniel Associates legit or a scam?
Allen Daniel Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Allen Daniel Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Allen Daniel Associates, Inc. Contact Information
Address:
Allen Daniel Associates, Inc.
159 Overland Road Suite 406
Waltham, MA 02451
Mailing address:
Allen Daniel Associates, Inc.
PO Box 541614
Waltham, MA 02454-1614
Phone number: (800) 882-2100
Should I contact or pay Allen Daniel Associates, Inc.?
It’s best to avoid speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Allen Daniel Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Allen Daniel Associates on behalf of their clients.
Will Allen Daniel Associates, Inc. sue me or garnish my wages?
Allen Daniel Associates, Inc., like other debt collection agencies, has the ability to file a lawsuit against a debtor as a last resort for debt recovery. If they win the lawsuit and the court grants a judgment, they could potentially garnish your wages or bank account to satisfy the debt. However, these are not initial measures and are typically employed only after multiple unsuccessful attempts to collect the debt.
Allen Daniel Associates, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Allen Daniel Associates, Inc.
Debt collectors must follow state and federal laws. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that debt collectors don’t take advantage of you. In particular:
- It is a violation of federal law for Allen Daniel Associates, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Allen Daniel Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Allen Daniel Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Allen Daniel Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Allen Daniel Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Allen Daniel Associates collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
