American Adjustment Bureau


Is American Adjustment Bureau hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is American Adjustment Bureau?

American Adjustment Bureau, Inc. (AAB) is a debt collection agency located in Waterbury, Connecticut. They primarily focus on collecting debts that have been forwarded by original creditors who haven’t received payment for their services.

You may see American Adjustment Bureau listed on your credit report as a collections account, especially if you have an unpaid bill that’s been handed over to them.

Who does American Adjustment Bureau collect for?

American Adjustment Bureau primarily provides collection services for healthcare providers. This could include hospitals, clinics, private practices, and other healthcare-related entities. They specialize in recovering delinquent accounts related to medical bills and health services.

Is American Adjustment Bureau legit or a scam?

American Adjustment Bureau, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove American Adjustment Bureau from my credit report?

American Adjustment Bureau collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

American Adjustment Bureau, Inc. Contact Information


American Adjustment Bureau, Inc.
73 Field St.
Waterbury, CT 06702

Mailing address:

American Adjustment Bureau, Inc.
PO Box 2758
Waterbury, CT 06723

Phone number: (866) 843-9729

Should I contact or pay American Adjustment Bureau?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with American Adjustment Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like American Adjustment Bureau, Inc. on behalf of their clients.

Will American Adjustment Bureau sue me or garnish my wages?

American Adjustment Bureau, like other collection agencies, is entitled to sue you if you fail to pay a debt. If they obtain a judgment against you, they could potentially garnish your wages, depending on the laws in your specific jurisdiction. However, initiating a lawsuit is typically a last resort for debt collectors.

American Adjustment Bureau, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a collection agency is harassing you, you should consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with American Adjustment Bureau, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for American Adjustment Bureau, Inc to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • American Adjustment Bureau, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • American Adjustment Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • American Adjustment Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove American Adjustment Bureau From Your Credit Report Today!

Credit Saint can assist you in disputing American Adjustment Bureau accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.