ARM Solutions


Is ARM Solutions hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is A.R.M. Solutions, Inc.?

ARM Solutions, Inc. (ARMS) is a debt collection agency located in Camarillo, California. They work with businesses and individuals to recover unpaid debts.

Their presence on your credit report as a collections account indicates a past-due payment, which could be the result of a bill that was overlooked or not settled.

Who does ARM Solutions collect for?

ARM Solutions has a diverse portfolio of clients spanning multiple industries. They work in commercial or B2B contexts, helping businesses recover debts from other businesses. They serve the healthcare sector, aiding hospitals, clinics, and other healthcare providers in collecting unpaid medical bills.

Additionally, they work with insurance companies to recover unpaid premiums and claims. ARM Solutions also caters to unique subscriber-based markets, including bottled water services, media subscriptions, propane or fuel services, pest control, security or alarm companies, and waste management services.

Is ARM Solutions legit or a scam?

ARM Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove ARM Solutions from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

A.R.M. Solutions, Inc. Contact Information


A.R.M. Solutions, Inc.
3760 Calle Tecate Ste E
Camarillo, CA 93012-5059

Mailing address:

A.R.M. Solutions, Inc.
PO Box 2929
Camarillo, CA 93011-2929

Phone number: (888) 772-6468

Should I contact or pay ARM Solutions?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with ARM Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like ARM Solutions on behalf of their clients.

Will ARM Solutions, Inc. sue me or garnish my wages?

While it’s within a debt collector’s rights to sue for unpaid debts, it’s not a guarantee that ARM Solutions, Inc. will take this action. If they choose to sue and the court rules in their favor, the judgment may result in wage garnishment. However, many debt collectors prefer to avoid litigation due to the time and cost involved. Instead, they often seek to work out payment plans or settlements with the debtor.

ARM Solutions, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with ARM Solutions

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for ARM Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • ARM Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • ARM Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • ARM Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove ARM Solutions From Your Credit Report Today!

Credit Saint can help you dispute ARM Solutions collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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