ARM Solutions


Is ARM Solutions hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is A.R.M. Solutions, Inc.?

ARM Solutions, Inc. (ARMS) is a debt collection agency located in Camarillo, California. They work with businesses and individuals to recover unpaid debts.

Their presence on your credit report as a collections account indicates a past-due payment, which could be the result of a bill that was overlooked or not settled.

Who does ARM Solutions collect for?

ARM Solutions has a diverse portfolio of clients spanning multiple industries. They work in commercial or B2B contexts, helping businesses recover debts from other businesses. They serve the healthcare sector, aiding hospitals, clinics, and other healthcare providers in collecting unpaid medical bills.

Additionally, they work with insurance companies to recover unpaid premiums and claims. ARM Solutions also caters to unique subscriber-based markets, including bottled water services, media subscriptions, propane or fuel services, pest control, security or alarm companies, and waste management services.

Is ARM Solutions legit or a scam?

ARM Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove ARM Solutions from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

A.R.M. Solutions, Inc. Contact Information


A.R.M. Solutions, Inc.
3760 Calle Tecate Ste E
Camarillo, CA 93012-5059

Mailing address:

A.R.M. Solutions, Inc.
PO Box 2929
Camarillo, CA 93011-2929

Phone number: (888) 772-6468

Should I contact or pay ARM Solutions?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with ARM Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like ARM Solutions on behalf of their clients.

Will ARM Solutions, Inc. sue me or garnish my wages?

While it’s within a debt collector’s rights to sue for unpaid debts, it’s not a guarantee that ARM Solutions, Inc. will take this action. If they choose to sue and the court rules in their favor, the judgment may result in wage garnishment. However, many debt collectors prefer to avoid litigation due to the time and cost involved. Instead, they often seek to work out payment plans or settlements with the debtor.

ARM Solutions, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with ARM Solutions

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for ARM Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • ARM Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • ARM Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • ARM Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove ARM Solutions From Your Credit Report Today!

Credit Saint can assist you in disputing ARM Solutions collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.