ARstrat

Who is ARstrat?

ARstrat, LLC is a debt collection agency headquartered in Sugar Land, Texas. The company is a subsidiary of GetixHealth, a business that provides end-to-end revenue cycle services to the healthcare sector. ARstrat’s primary function is to assist organizations in retrieving money owed to them by individuals who have not fulfilled their payment obligations.

If you have an outstanding bill that has been passed onto ARstrat for collection, you might see their name appear on your credit report as a collections account. This designation often arises when a person fails to pay a bill, and the original creditor assigns or sells the debt to a collection agency.

Who does ARstrat collect for?

ARstrat primarily collects debts on behalf of entities within the healthcare industry. These entities include hospitals, clinics, medical facilities, and other healthcare service providers.

Is ARstrat legit or a scam?

ARstrat is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove ARstrat Collections from my credit report?

ARstrat collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

ARstrat, LLC Contact Information

Address:

ARstrat, LLC
14141 Southwest Freeway Ste 300
Sugar Land, TX 77478

Phone number: (888) 250-6379

Should I contact or pay ARstrat?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with ARstrat is to work with a credit repair professional. They help remove millions of negative items every year from companies like ARstrat on behalf of their clients.

Will ARstrat sue me or garnish my wages?

ARstrat has the legal right to sue for outstanding debts. If the agency decides to pursue this course and wins a judgment against you in court, it may be allowed to garnish your wages or levy your bank account. Wage garnishment means a portion of your earnings will be automatically deducted to pay off the debt.

However, this is usually a last resort. Suing for debt can be a costly and time-consuming process for collection agencies, and they often prefer to arrange a repayment plan with the debtor.

ARstrat Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with ARstrat

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for ARstrat to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• ARstrat may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• ARstrat must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• ARstrat cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove ARstrat From Your Credit Report Today!

Credit Saint can assist you in disputing ARstrat accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.