Who is Audit Systems, Inc.?
Audit Systems, Inc. (ASI) is a debt collection agency based in Clearwater, Florida. They help businesses recover funds owed to them.
If you see ASI listed on your credit report as a collection account, it signifies that you might have an unpaid bill.
Who does Audit Systems collect for?
Audit Systems collects debts on behalf of companies from diverse sectors, primarily healthcare providers and financial services companies. They are employed by these organizations to recover the unpaid amount from borrowers who have defaulted on their payments.
From healthcare bills to unpaid credit card dues, Audit Systems, Inc. assists these industries by stepping in when initial attempts by the creditors to collect the debts have failed.
Is Audit Systems legit or a scam?
Audit Systems is a legitimate company. They have the legal authority to collect debts on behalf of their clients. However, it is essential to verify any debts that they claim you owe.
How can I remove Audit Systems from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Audit Systems, Inc. Contact Information
Addresses:
Audit Systems, Inc.
3696 Ulmerton Rd Ste 200
Clearwater, FL 33762
Audit Systems, Inc.
1301 Seminole Blvd Ste 157
Largo, FL 33770
Phone number: (800) 741-1969
Should I contact or pay Audit Systems, Inc.?
Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Audit Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like Audit Systems, Inc. on behalf of their clients.
Will Audit Systems, Inc. sue me or garnish my wages?
Audit Systems, Inc. (ASI) does possess the legal authority to sue you for an unpaid debt. If they decide to sue and win the lawsuit, the court could issue a judgment that may lead to wage garnishment, bank account levies, or liens against your property, depending on the laws of your state.
However, taking legal action is generally a last resort for most collection agencies. This is because it involves extra costs, effort, and time. Prior to a lawsuit, ASI would likely make several attempts to collect the debt through phone calls, letters, and possibly settlement offers or payment plans.
Audit Systems, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Audit Systems, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Audit Systems to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Audit Systems cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Audit Systems must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Audit Systems cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Audit Systems, Inc. From Your Credit Report Today!
Credit Saint offers assistance with disputing Audit Systems, Inc. accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
