Who is Audit Systems, Inc.?
Audit Systems, Inc. (ASI) is a debt collection agency based in Clearwater, Florida. They help businesses recover funds owed to them.
If you see ASI listed on your credit report as a collection account, it signifies that you might have an unpaid bill.
Who does Audit Systems collect for?
Audit Systems collects debts on behalf of companies from diverse sectors, primarily healthcare providers and financial services companies. They are employed by these organizations to recover the unpaid amount from borrowers who have defaulted on their payments.
From healthcare bills to unpaid credit card dues, Audit Systems, Inc. assists these industries by stepping in when initial attempts by the creditors to collect the debts have failed.
Is Audit Systems legit or a scam?
Audit Systems is a legitimate company. They have the legal authority to collect debts on behalf of their clients. However, it is essential to verify any debts that they claim you owe.
How can I remove Audit Systems from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Audit Systems, Inc. Contact Information
Audit Systems, Inc.
3696 Ulmerton Rd Ste 200
Clearwater, FL 33762
Audit Systems, Inc.
1301 Seminole Blvd Ste 157
Largo, FL 33770
Phone number: (800) 741-1969
Should I contact or pay Audit Systems, Inc.?
Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Audit Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like Audit Systems, Inc. on behalf of their clients.
Will Audit Systems, Inc. sue me or garnish my wages?
Audit Systems, Inc. (ASI) does possess the legal authority to sue you for an unpaid debt. If they decide to sue and win the lawsuit, the court could issue a judgment that may lead to wage garnishment, bank account levies, or liens against your property, depending on the laws of your state.
However, taking legal action is generally a last resort for most collection agencies. This is because it involves extra costs, effort, and time. Prior to a lawsuit, ASI would likely make several attempts to collect the debt through phone calls, letters, and possibly settlement offers or payment plans.
Audit Systems, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Audit Systems, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Audit Systems to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Audit Systems may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Audit Systems must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Audit Systems cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Audit Systems, Inc. From Your Credit Report Today!
Credit Saint can assist you in disputing Audit Systems, Inc. accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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