If Audit Systems, Inc. appears on your credit report, it usually means you have an unpaid debt that’s been sent to collections. Here’s what that means—and how to handle it.
Who Is Audit Systems, Inc.?
Audit Systems, Inc. (ASI) is a debt collection company based in Clearwater, Florida. They work with businesses to recover unpaid debts when the original creditor can’t collect the money themselves.
If ASI shows up on your credit report, they are trying to collect money tied to your name that has not been paid.
Who Does Audit Systems, Inc. Collect For?
Audit Systems works with companies in different industries, including:
- Healthcare providers – Collecting unpaid medical bills from patients
- Financial services companies – Recovering overdue credit card balances, loans, or other unpaid accounts
If you have past-due medical bills or unpaid financial accounts, your debt may have been turned over to Audit Systems, Inc.
Is Audit Systems, Inc. Legitimate?
Yes, Audit Systems, Inc. is a real debt collection agency. But even legitimate companies can:
- Report incorrect information to credit bureaus
- Try to collect debts that don’t belong to you
- Make mistakes when contacting consumers
Always verify any debt before agreeing to make payments.
How to Remove Audit Systems, Inc. From Your Credit Report
Collections can stay on your credit report for up to seven years, but they may be removed sooner with the right approach:
- Dispute inaccuracies – If the account details are incorrect, file a dispute with the credit bureaus.
- Request debt validation – You can ask for written proof that the debt belongs to you and the balance is correct.
- Negotiate a pay-for-delete – Some collectors may agree to remove the account if you pay. Always get the agreement in writing first.
- Work with a credit repair service – Professionals can help challenge negative items and improve your credit report.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Audit Systems, Inc.?
Before making payments, confirm the debt is valid and correctly reported. Credit reports can contain errors, and paying without verifying the details can sometimes restart collection efforts, depending on your state.
Many people choose to work with credit repair experts to avoid costly mistakes when dealing with Audit Systems.
Can Audit Systems, Inc. Sue You or Garnish Your Wages?
Yes, Audit Systems, Inc. has the legal right to sue for unpaid debts. If they win the lawsuit, they could:
- Garnish your wages
- Place a lien on your property
- Levy your bank account
That said, lawsuits are often a last resort. Most collectors prefer to work out payment arrangements before pursuing legal action.
Complaints About Audit Systems, Inc.
Like many collection agencies, Audit Systems has complaints filed with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Common issues include:
- Inaccurate credit reporting
- Harassment or repeated phone calls
- Failure to verify debts
If you experience these problems, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Audit Systems, Inc.
Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), which protect consumers from unfair treatment.
Your rights include:
- Disputing incorrect or incomplete information
- Requesting written proof the debt belongs to you
- Protection from harassment, threats, or abusive language
- Clear identification that they are a debt collection agency
- Protection from false claims of legal action they cannot take
Understanding your rights helps you handle collections confidently.
Audit Systems, Inc. Contact Information
Addresses:
Audit Systems, Inc.
3696 Ulmerton Rd, Suite 200
Clearwater, FL 33762
Audit Systems, Inc.
1301 Seminole Blvd, Suite 157
Largo, FL 33770
Phone:
(800) 741-1969
Take Control of Your Credit and Get Collections Removed
A collection account can lower your credit score—but it doesn’t have to stay that way. If Audit Systems, Inc. is damaging your credit, the sooner you take action, the better.
Credit Saint has helped thousands of people successfully remove negative accounts from their credit reports, including collections from companies like ASI. Their team knows how to dispute inaccurate information and fight for fair credit reporting.
They even back their services with a 90-day money-back guarantee.
Ready to see what’s possible? Call (855) 281-1510 for a free consultation or visit their website to get started today.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
