How to Remove Bay Area Receivables From Your Credit Report

Is Bay Area Receivables hurting your credit score?

Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable negative information from their credit reports.

Who is Bay Area Receivables?

Bay Area Receivables, Inc. (BAR) is a debt collection agency located in Salisbury, Maryland. They recently acquired all of Delmarva Collections, Inc. accounts.

You may see them listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

Who does Bay Area Receivables collect for?

Bay Area Receivables collects commercial, consumer, medical, and legal debt.

Is Bay Area Receivables legit or a scam?

Bay Area Receivables is a legitimate company. They’ve been in business since 2007.

However, they may repeatedly spam call, text, or email you.

How can I remove Bay Area Receivables from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

Bay Area Receivables, Inc. Contact Information

Address:

Bay Area Receivables, Inc.
714 Eastern Shore Dr
Salisbury, MD 21804

Phone number: (410) 860-1600

Should I contact or pay Bay Area Receivables?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Bay Area Receivables is to work with a credit repair professional. They help remove millions of negative items every year from companies like Bay Area Receivables on behalf of their clients.

And they may be able to help you too.

Will Bay Area Receivables sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They help you dispute the Bay Area Receivables debt with the credit bureaus and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with Bay Area Receivables again.

Call Lexington Law to learn how they can help you.

Is Bay Area Receivables hurting my credit score?

Any derogatory item on your credit report, including a collections account, may harm your credit score.

Debt collectors often buy and sell debt from one another. This can lead to multiple collections on your credit report for the same account.

If you don’t dispute each account with the credit bureaus and get them removed, they can damage your credit score.

Bay Area Receivables Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Bay Area Receivables does too.

Remove Bay Area Receivables From Your Credit Report Today!

Lexington Law can assist you in disputing Bay Area Receivables accounts. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.

If you’re looking for a reputable company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.

They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.