Who is C Tech Collections?
C Tech Collections, Inc. is a debt collection agency located in Mt. Sinai, New York. They help businesses recover outstanding debts.
If you find their name listed on your credit report, it typically signifies that they are attempting to recover a debt that you owe. This can happen if you have not paid a bill and it has been sent to collections
Who does C Tech Collections collect for?
C Tech Collections focuses its services on the medical and dental sectors. Their clients can range from large hospitals and medical providers to small dental clinics.
Is C Tech Collections legit or a scam?
C Tech Collections is a legitimate collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove C Tech Collections from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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C Tech Collections, Inc. Contact Information
C Tech Collections, Inc.
5505 Nesconset Highway Suite 200
Mount Sinai, NY 11766
Phone number: (888) 331-0541 or (631) 828-3100
Should I contact or pay C Tech Collections?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with C Tech Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like C Tech Collections on behalf of their clients.
Will C Tech Collections sue me or garnish my wages?
It’s possible that C Tech Collections could sue you over the unpaid debt. If they win the case and receive a court judgment against you, they might be able to garnish your wages, depending on the laws of your state.
However, before it gets to this point, most debt collectors prefer to work out some form of payment plan. It’s often beneficial for all parties to communicate and try to resolve the debt outside of court.
C Tech Collections, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with C Tech Collections, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for C Tech Collections to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- C Tech Collections, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- C Tech Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- C Tech Collections cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove C Tech From Your Credit Report Today!
Credit Saint can assist you in disputing C Tech collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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