Who is Collection Bureau of Hudson Valley, Inc.?
Collection Bureau of Hudson Valley, Inc. (CBHV) is a debt collection agency based in Newburgh, New York. They provide services to creditors by managing and collecting unpaid debts.
If the Collection Bureau of Hudson Valley is listed on your credit report, it typically means that an unpaid debt you owe has been transferred to them for collection.
Who does Collection Bureau of Hudson Valley collect for?
Collection Bureau of Hudson Valley provides debt collection services to a variety of sectors. These include communication companies, educational institutions, energy providers, financial organizations, government bodies, and healthcare providers.
Is Collection Bureau of Hudson Valley legit or a scam?
Collection Bureau of Hudson Valley is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Collection Bureau Hudson Valley from my credit report?
CBHV collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Collection Bureau of Hudson Valley, Inc. Contact Information
Collection Bureau of Hudson Valley, Inc.
155 N Plank Rd
Newburgh, NY 12550
Phone number: (845) 561-6880 or (800) 745-1395
Should I contact or pay Collection Bureau of Hudson Valley?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with CBHV is to work with a credit repair professional. They help remove millions of negative items every year from companies like Collection Bureau of Hudson Valley (CBHV) on behalf of their clients.
Will Collection Bureau Hudson Valley sue me or garnish my wages?
Collection Bureau of Hudson Valley has the legal authority to sue for unpaid debts. If they obtain a judgment against you in court, they may then be able to garnish your wages, or levy your bank accounts, depending on the laws in your state.
However, remember that these actions are generally a last resort for debt collectors. The process of filing a lawsuit can be costly and time-consuming, so many collection agencies prefer to establish a payment plan before it gets to that point.
Collection Bureau of Hudson Valley, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Collection Bureau of Hudson Valley
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Collection Bureau Hudson Valley, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Collection Bureau of Hudson Valley may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Collection Bureau of Hudson Valley must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Collection Bureau of Hudson Valley cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove CBHV Collections From Your Credit Report Today!
Credit Saint can assist you in disputing CBHV collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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