Who is Collection Bureau of Hudson Valley, Inc.?
Collection Bureau of Hudson Valley, Inc. (CBHV) is a debt collection agency based in Newburgh, New York. They provide services to creditors by managing and collecting unpaid debts.
If the Collection Bureau of Hudson Valley is listed on your credit report, it typically means that an unpaid debt you owe has been transferred to them for collection.
Who does Collection Bureau of Hudson Valley collect for?
Collection Bureau of Hudson Valley provides debt collection services to a variety of sectors. These include communication companies, educational institutions, energy providers, financial organizations, government bodies, and healthcare providers.
Is Collection Bureau of Hudson Valley legit or a scam?
Collection Bureau of Hudson Valley is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Collection Bureau Hudson Valley from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Collection Bureau of Hudson Valley, Inc. Contact Information
Address:
Collection Bureau of Hudson Valley, Inc.
155 N Plank Rd
Newburgh, NY 12550
Phone number: (845) 561-6880 or (800) 745-1395
Should I contact or pay Collection Bureau of Hudson Valley?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with CBHV is to work with a credit repair professional. They help remove millions of negative items every year from companies like Collection Bureau of Hudson Valley (CBHV) on behalf of their clients.
Will Collection Bureau Hudson Valley sue me or garnish my wages?
Collection Bureau of Hudson Valley has the legal authority to sue for unpaid debts. If they obtain a judgment against you in court, they may then be able to garnish your wages, or levy your bank accounts, depending on the laws in your state.
However, remember that these actions are generally a last resort for debt collectors. The process of filing a lawsuit can be costly and time-consuming, so many collection agencies prefer to establish a payment plan before it gets to that point.
Collection Bureau of Hudson Valley, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Collection Bureau of Hudson Valley
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Collection Bureau Hudson Valley, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Collection Bureau of Hudson Valley cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Collection Bureau of Hudson Valley must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Collection Bureau of Hudson Valley cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove CBHV Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing CBHV collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
