Who is D&A Services, LLC?
D&A Services, LLC is a debt collection agency located in Des Plaines, Illinois. As part of their services, they aim to recover debts owed to various entities.
If you see their name on your credit report, it indicates that you have a delinquent debt that has been transferred to them from the original creditor.
Who does D&A Services collect for?
D&A Services is a versatile debt collection agency dealing with various sectors and loan types. They manage auto deficiencies, bank card debt, DDA overdrafts, and help retrieve unpaid medical bills and delinquent home loans. The firm also handles retail, student loan, telecom, and utility arrears.
Is D&A Services legit or a scam?
D&A Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove D&A Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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D&A Services, LLC Contact Information
Address:
D&A Services, LLC
1400 E Touhy Ave, Ste. G2
Des Plaines, IL 60018
Phone number: (877) 314-4308
Should I contact or pay D&A Services, LLC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with D&A Services, LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like D&A Services, LLC on behalf of their clients.
Will D&A Services, LLC sue me or garnish my wages?
D&A Services, LLC does have the legal right to sue a debtor to recover the money owed. If they win the case, the court could potentially issue a judgment ordering wage garnishment or asset seizure to settle the debt.
However, the likelihood of a lawsuit or wage garnishment depends on many factors, including the amount of the debt, your state’s laws, the agency’s policies, and whether they believe the debtor has the means to pay.
D&A Services, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with D&A Services, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for D&A Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- D&A Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- D&A Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- D&A Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove D&A Services From Your Credit Report Today!
Credit Saint offers assistance with disputing D&A Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
