Eagle Recovery Associates


Is Eagle Recovery Associates hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Eagle Recovery Associates?

Eagle Recovery Associates, Inc. is a debt collection agency based in Peoria, Illinois. The company works on behalf of various creditors to recover delinquent debt.

If you see Eagle Recovery listed on your credit report as a collections account, it means you have an outstanding debt that has been transferred to them for collection.

Who does Eagle Recovery Associates collect for?

Eagle Recovery Associates serves a wide range of clients across various sectors. They manage collections in the healthcare industry, which could include debts stemming from unpaid hospital bills or other medical services.

In the retail and service sectors, the company handles debt related to unpaid credit card balances or service bills. They also deal with business-to-business (B2B) debt, which arises when one business owes money to another.

Is Eagle Recovery Associates legit or a scam?

Eagle Recovery Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Eagle Recovery Associates from my credit report?

Eagle Recovery collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Eagle Recovery Associates, Inc. Contact Information


Eagle Recovery Associates, Inc.
2601 W Forrest Hill Ave
Peoria, IL 61604-1812

Phone number: (800) 706-3210 or (309) 272-4500

Should I contact or pay Eagle Recovery Associates?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Eagle Recovery Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Eagle Recovery Associates on behalf of their clients.

Will Eagle Recovery Associates sue me or garnish my wages?

Eagle Recovery Associates has the legal right to sue you to collect outstanding debt. If they obtain a judgment against you in court, they may be able to garnish your wages, levy your bank accounts, or seize your property, depending on your state laws. However, this is usually a last resort after all other collection efforts have failed.

Eagle Recovery Associates, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Eagle Recovery Associates, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Eagle Recovery Associates, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Eagle Recovery Associates, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Eagle Recovery Associates, Inc. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Eagle Recovery Associates, Inc. cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Eagle Recovery Associates From Your Credit Report Today!

Credit Saint can help you dispute Eagle Recovery Associates accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.