Eagle Recovery Associates

Who is Eagle Recovery Associates?

Eagle Recovery Associates, Inc. is a debt collection agency based in Peoria, Illinois. The company works on behalf of various creditors to recover delinquent debt.

If you see Eagle Recovery listed on your credit report as a collections account, it means you have an outstanding debt that has been transferred to them for collection.

Who does Eagle Recovery Associates collect for?

Eagle Recovery Associates serves a wide range of clients across various sectors. They manage collections in the healthcare industry, which could include debts stemming from unpaid hospital bills or other medical services.

In the retail and service sectors, the company handles debt related to unpaid credit card balances or service bills. They also deal with business-to-business (B2B) debt, which arises when one business owes money to another.

Is Eagle Recovery Associates legit or a scam?

Eagle Recovery Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Eagle Recovery Associates from my credit report?

Eagle Recovery collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Eagle Recovery Associates, Inc. Contact Information

Address:

Eagle Recovery Associates, Inc.
2601 W Forrest Hill Ave
Peoria, IL 61604-1812

Phone number: (800) 706-3210 or (309) 272-4500

Should I contact or pay Eagle Recovery Associates?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Eagle Recovery Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Eagle Recovery Associates on behalf of their clients.

Will Eagle Recovery Associates sue me or garnish my wages?

Eagle Recovery Associates has the legal right to sue you to collect outstanding debt. If they obtain a judgment against you in court, they may be able to garnish your wages, levy your bank accounts, or seize your property, depending on your state laws. However, this is usually a last resort after all other collection efforts have failed.

Eagle Recovery Associates, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Eagle Recovery Associates, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Eagle Recovery Associates, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Eagle Recovery Associates, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Eagle Recovery Associates, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Eagle Recovery Associates, Inc. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Eagle Recovery Associates From Your Credit Report Today!

Credit Saint can assist you in disputing Eagle Recovery Associates accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.