How to Remove Eastern Revenue, Inc. From Your Credit Report

Seeing Eastern Revenue, Inc. on your credit report can be frustrating—and damaging to your credit score. Collection accounts can stay on your report for years if not addressed.

Here’s what to know about Eastern Revenue, Inc. and how to remove them from your credit report.

Who Is Eastern Revenue, Inc.?

Eastern Revenue, Inc. is a debt collection agency based in Horsham, Pennsylvania. They work with creditors to collect unpaid debts from consumers.

If a bill or account goes unpaid, Eastern Revenue may be assigned to collect the debt. When that happens, their name can appear on your credit report as a collection account.

Who Does Eastern Revenue Collect For?

Eastern Revenue focuses on collecting debts tied to student loans and education-related accounts. Their clients often include:

• Colleges and universities
• Loan servicers for Federal Perkins Loans
• Organizations connected to tuition or campus-related expenses

If you see Eastern Revenue on your credit report, it likely means a student loan or education-related debt has been turned over to collections.

Is Eastern Revenue Legitimate or a Scam?

Eastern Revenue is a legitimate company. They are licensed to collect debts on behalf of their clients.

That said, always verify the debt before paying. Mistakes happen, and you have the right to request proof of the debt before making any decisions.

How to Remove Eastern Revenue From Your Credit Report

A collection account can hurt your credit score for up to seven years, but there are ways to try to remove it sooner:

• Dispute Inaccurate Information: Review your credit report for errors. If the balance, dates, or account details are incorrect, file a dispute with the credit bureaus.
• Request Debt Validation: You can ask Eastern Revenue to prove the debt is yours. Send a written debt validation letter. If they cannot verify the debt, the account must be removed.
• Negotiate a Pay-for-Delete: Some agencies agree to remove the account from your credit report if you pay the debt. It’s not guaranteed, but worth trying.
• Work With Credit Repair Experts: If you don’t want to handle the process yourself, credit repair companies can challenge inaccurate negative items on your behalf.

Should You Contact or Pay Eastern Revenue?

Before making any payment, confirm the debt is accurate and still legally collectible. Some debts fall outside the statute of limitations for legal action, and making a payment can reset the clock.

If you’re unsure how to handle the situation, credit repair experts can guide you through the process and help avoid common mistakes.

Can Eastern Revenue Sue You or Garnish Your Wages?

Eastern Revenue has the legal right to sue for unpaid debts. If they take you to court and win, they could:

• Garnish your wages
• Levy your bank account

These actions depend on your state’s laws and the size of the debt. Lawsuits are usually a last resort, as legal action can be expensive for collection agencies. They often attempt to work out payment plans first.

How to Contact Eastern Revenue, Inc.

Here’s how to reach them:

• Office Address:
  Eastern Revenue, Inc.
  601 Dresher Rd, Suite 301
  Horsham, PA 19044
• Mailing Address:
  P.O. Box 777
  Horsham, PA 19044
• Phone Number:
  (866) 337-8875

Complaints About Eastern Revenue

Eastern Revenue has complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau, similar to many collection agencies. Common issues include:

• Inaccurate reporting on credit reports
• Failure to verify debts
• Harassment or repeated calls

If your rights are being violated, you can file a complaint with these agencies.

Your Rights Under Federal Law

The Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) protect you when dealing with debt collectors. Your rights include:

• Debt collectors cannot report false or incomplete information to the credit bureaus
• You can request written proof of the debt with a debt validation letter
• They cannot threaten, harass, or use abusive language
• They must clearly state they are a debt collection agency when contacting you
• They cannot threaten arrest or legal action they don’t intend to pursue

Get Help Removing Eastern Revenue From Your Credit Report

Handling collection accounts can be stressful. Credit Saint has over 15 years of experience helping people dispute inaccurate information on their credit reports. They even offer a 90-day money-back guarantee for added peace of mind.

If you want help removing negative items from Eastern Revenue or other collection agencies, they’re a trusted option to consider.

Visit their website or call (855) 281-1510 to learn more.