Who is Eastern Revenue?
Eastern Revenue, Inc. is a debt collection agency based in Horsham, Pennsylvania. They specialize in recovering unpaid debts for various creditors.
If Eastern Revenue appears on your credit report, it typically indicates an unresolved debt tied to a bill or service. This entry reflects an account in collections due to nonpayment.
Who does Eastern Revenue collect for?
Eastern Revenue focuses on collecting student loan debt, including defaulted Federal Perkins Loans and overdue tuition accounts. Their primary clients are educational institutions and organizations connected to student loans.
Is Eastern Revenue legit or a scam?
Eastern Revenue is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Eastern Revenue from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Eastern Revenue, Inc. Contact Information
Address:
Eastern Revenue, Inc.
601 Dresher Rd Suite 301
Horsham, PA 19044
Mailing address:
Eastern Revenue, Inc.
P.O. Box 777
Horsham, PA 19044
Phone number: (866) 337-8875
Should I contact or pay Eastern Revenue?
Before contacting Eastern Revenue or any collection agency, it’s essential to confirm that the debt is valid and accurately listed on your credit report. Errors can happen, and sometimes outdated debts may still appear. Additionally, making a payment could restart the statute of limitations, which might negatively impact your credit.
To handle debts with Eastern Revenue effectively, consider working with a credit repair specialist. They can assist in removing negative marks, including those from companies like Eastern Revenue.
Will Eastern Revenue sue me or garnish my wages?
Eastern Revenue, Inc., like other debt collection agencies, has the potential to sue you if you fail to pay an outstanding debt. However, a lawsuit is often a last resort, as the process can be expensive and time-consuming.
If they choose to sue and a court issues a judgment against you, they might be able to garnish your wages. Wage garnishment means that a portion of your earnings will be set aside to pay off your debt. However, they cannot do this without a court order.
Eastern Revenue, Inc. Complaints
Many collection agencies face complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common issues include inaccurate reporting, harassment, and failure to verify debts. If you’re experiencing similar challenges, filing a complaint may be a possible solution.
You are protected under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA), which give you the right to dispute credit report errors and ensure fair treatment from debt collectors.
Your Rights When Dealing with Eastern Revenue
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Eastern Revenue to report inaccurate or incomplete information about you to the credit bureaus.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Eastern Revenue cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Eastern Revenue must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Eastern Revenue cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Eastern Revenue From Your Credit Report Today!
Credit Saint can assist you in disputing Eastern Revenue collection accounts. With more than 15 years of experience, they’ve helped many clients successfully remove incorrect entries from their credit reports.
If you’re tired of dealing with debt collectors and want to improve your credit, a reputable credit repair company can provide the help you need.
Visit their website or call (855) 281-1510 for a free credit consultation and find out how they can assist you today.
