Equinox Collection Services


Is Equinox Collection Services hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Equinox Collection Services?

Equinox Collection Services, also known as NorthStar Technologies, is a debt collection agency that is headquartered in Tulsa, Oklahoma.

If you have unpaid debts, they might have been transferred or sold to this debt collection agency. As a result, you may see Equinox Collection Services listed on your credit report as a collections account, which signifies an unpaid debt.

Who does Equinox Collection Services collect for?

Equinox Collection Services provides debt recovery services to a range of industries and clients. These include financial institutions, medical providers, retail businesses, property management companies, and various service businesses.

These entities may outsource their debt collection to agencies like Equinox Collection Services when they’re unable to collect the unpaid debts themselves.

Is Equinox Collection Services legit or a scam?

Equinox Collection Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if you are contacted by them regarding a debt, it’s essential to verify the legitimacy of the debt before proceeding with any payment.

How can I remove Equinox Collection Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Equinox Collection Services, Inc. Contact Information


Equinox Collection Services, Inc.
10159 E 11th St Ste 500
Tulsa, OK 74128

Mailing address:

Equinox Collection Services, Inc.
PO Box 3280
Broken Arrow, OK 74013

Phone number: (866) 337.9736

Should I contact or pay Equinox Collection Services?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Equinox Collection Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Equinox on behalf of their clients.

Will Equinox Collection Services, Inc. sue me or garnish my wages?

Equinox Collection Services, like other debt collection agencies, is entitled to sue you for unpaid debts. If they obtain a court judgment against you, they may be able to garnish your wages or use other legal methods to recover the debt, depending on your state’s laws.

However, remember that not all debt collectors or agencies will choose to sue as it can be a costly and time-consuming process. This action is often a last resort when other attempts to collect the debt have been unsuccessful.

Equinox Collection Services, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Equinox Collection Services, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Equinox Collection Services, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Equinox Collection Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Equinox Collection Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Equinox Collection Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Equinox Collections From Your Credit Report Today!

Credit Saint can help you dispute Equinox Collection Services accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.