Evergreen Professional Recoveries

Who is Evergreen Professional Recoveries?

Evergreen Professional Recoveries, Inc. (EPR) is a reputable debt collection agency based in Bothell, Washington. They specialize in recovering overdue payments on behalf of various businesses.

If you notice Evergreen Professional Recoveries on your credit report, it usually means that you have an unpaid bill that the agency is attempting to collect.

Who does Evergreen Professional Recoveries collect for?

Evergreen Professional Recoveries offers its debt collection services to a wide range of industries. They collect debts for companies in banking, commercial sectors, education, government entities, medical institutions, and retail businesses.

Is Evergreen Professional Recoveries legit or a scam?

Evergreen Professional Recoveries is indeed a legitimate debt collection company. They are legally authorized to collect overdue payments on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Evergreen Professional Recoveries from my credit report?

Evergreen Professional Recoveries collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Evergreen Professional Recoveries, Inc. Contact Information

Address:

Evergreen Professional Recoveries, Inc.
12100 NE 195th St Ste 125
Bothell, WA 98011

Phone number: (206) 223-1676 or (877) 591-7747

Should I contact or pay Evergreen Professional Recoveries?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Evergreen Professional Recoveries is to work with a credit repair professional. They help remove millions of negative items every year from companies like Evergreen Professional Recoveries on behalf of their clients.

Will Evergreen Professional Recoveries sue me or garnish my wages?

Evergreen Professional Recoveries, like other debt collection agencies, has the legal authority to file a lawsuit against you for an unpaid debt. If they win the lawsuit and obtain a judgment against you, they may be able to garnish your wages, levy your bank account, or take other collection actions depending on the laws in your state.

However, remember that lawsuits and wage garnishment are often last-resort measures. The decision to take legal action usually depends on factors such as the size of the debt, the likelihood of collecting the debt, and the specific policies of the debt collection agency.

Evergreen Professional Recoveries, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Evergreen Professional Recoveries, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Evergreen Professional Recoveries, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Evergreen Professional Recoveries to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Evergreen Professional Recoveries cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Evergreen Professional Recoveries must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Evergreen Professional Recoveries cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Evergreen Professional Recoveries From Your Credit Report Today!

Credit Saint can help you dispute Evergreen Professional Recoveries accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.