How to Remove Faber and Brand From Your Credit Report

If you’ve spotted Faber and Brand, LLC on your credit report, it likely means they’re trying to collect a debt. Collection accounts can hurt your credit score for years, so it’s important to take action.

Who Is Faber and Brand, LLC?

Faber and Brand, LLC is a law firm and debt collection agency based in Columbia, Missouri. They work on behalf of creditors to collect unpaid debts. If you’ve fallen behind on a payment, you might see their name on your credit report as a collections account.

Who Does Faber and Brand Collect For?

Faber and Brand represents a wide range of clients, including:

• Banks
• Credit card companies
• Hospitals
• Insurance providers
• Other collection agencies

They focus on recovering overdue debts for these organizations.

Is Faber and Brand Legitimate?

Yes, Faber and Brand, LLC is a real company. They are authorized to collect debts for their clients. That said, you should never take a collection notice at face value. Always verify the debt before paying, especially if you don’t recognize it.

How to Remove Faber and Brand From Your Credit Report

A collection account can damage your credit score for up to seven years. But you might have options to get it removed sooner:

• Dispute any errors: If the account is inaccurate or outdated, file a dispute with the credit bureaus. They are required to investigate.
• Request debt validation: You have the right to ask Faber and Brand to prove the debt is yours and that the amount is correct.
• Negotiate a pay-for-delete: In some cases, you can offer to settle the debt in exchange for the account being removed from your credit report.
• Hire a credit repair company: Professionals can help challenge collections and other negative marks on your credit report.

Should You Contact or Pay Faber and Brand, LLC?

Before reaching out, confirm that the debt is valid. Sometimes credit reports contain mistakes, or the debt may be past the statute of limitations. Also, be careful—making a payment can sometimes reset the timeline for how long the debt affects your credit.

Many people find it easier to work with a credit repair company when dealing with collection agencies like Faber and Brand. These companies handle disputes on your behalf and work to remove negative accounts.

Can Faber and Brand Sue or Garnish Wages?

Faber and Brand, LLC can file a lawsuit to collect on a debt. If they win a judgement in court, they may have the right to garnish your wages. However, legal action is often a last resort. Not all collection accounts lead to lawsuits, but ignoring them can increase the risk.

Faber and Brand Contact Information

• Address:
  Faber and Brand, LLC
  6750 New Town Ave
  Columbia, MO 65203
• Mailing Address:
  Faber and Brand, LLC
  PO Box 10110
  Columbia, MO 65205-4000
• Phone Number: (573) 449-3141

Faber and Brand Complaints

Faber and Brand, LLC has received complaints through the Consumer Financial Protection Bureau and the Better Business Bureau. Common complaints include:

• Incorrect reporting to the credit bureaus
• Failing to validate debts
• Aggressive or harassing collection tactics

If you believe your rights have been violated, you can file a complaint with the CFPB or BBB.

Know Your Rights When Dealing With Faber and Brand

The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect you from unfair collection practices. Here’s what you should know:

• Faber and Brand cannot report inaccurate or incomplete information.
• You have the right to request proof of the debt through a debt validation letter.
• Debt collectors cannot threaten, harass, or use abusive language.
• They must clearly identify themselves as a debt collection agency in all communications.
• They cannot threaten you with arrest or jail over unpaid debts.

Get Help Removing Faber and Brand From Your Credit Report

Dealing with collections can feel overwhelming, but you don’t have to handle it alone. Credit Saint is one of the most experienced credit repair companies, helping people dispute negative marks like Faber and Brand accounts. They even offer a 90-day money-back guarantee for added peace of mind.

Visit their website or call (855) 281-1510 to get started.