Who is FFCC Cleveland?
First Federal Credit Control or FFCC Cleveland is a debt collection agency located in Cleveland, Ohio.
You may see First Federal Credit Control listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does First Federal Credit Control collect for?
First Federal Credit Control provides collection services for healthcare and commercial clients.
Is First Federal Credit Control legit or a scam?
First Federal Credit Control is a legitimate company. They were most likely assigned your debt (or bought your debt) from one of the companies they work with. However, just because they are legit, doesn’t mean you actually owe them anything. Keep reading to learn more.
How can I remove FFCC Cleveland from my credit report?
First Federal Credit Control collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)
Lexington Law is a professional credit repair company that helps people fix their credit.
In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Call Lexington Law now to learn more: (800) 220-0084
First Federal Credit Control Contact Information
Address:
First Federal Credit Control
24700 Chagrin Blvd, Suite 205
Cleveland, OH 44122
Phone number: (216) 360-2000
Should I contact or pay FFCC Cleveland?
Nothing good can come from speaking to a collection agency on the phone. And making payments on the debt will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The best way to deal with First Federal Credit Control is to work with a credit repair professional. They delete millions of negative items every year from companies like FFCC Cleveland for millions of clients nationwide.
And they may be able to help you too.
Will FFCC Cleveland sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account with the credit bureaus and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with FFCC Cleveland again.
Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.
Is FFCC Cleveland hurting my credit score?
The missed payments that led to the collection harm your credit score. A collection account on your credit report further reduces your ability to qualify for new credit.
Debt collectors often buy and sell debt from one another, which can lead to multiple collections on your credit reports for the same account.
When this happens, if you don’t dispute the accounts with the credit bureaus and get them all removed, they will harm your credit score.
FFCC Cleveland Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and First Federal Credit Control does too.
Remove FFCC Cleveland From Your Credit Report Today!
Lexington Law specializes in disputing FFCC Cleveland collection accounts. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.
If you’re looking for a reputable company to help you with collection accounts and repair your credit, consider working with Lexington Law.
You can give them a call at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.
