First Federal Credit Control

Is First Federal Credit Control hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is First Federal Credit Control?

First Federal Credit Control, Inc., also known as FFCC or FFCC Cleveland, is a debt collection agency based in Cleveland, Ohio. Their principal function is to recover past-due debts on behalf of various creditors.

If you notice First Federal Credit Control on your credit report, it generally implies that you have an outstanding debt that has been transferred to them for collection.

Who does First Federal Credit Control collect for?

First Federal Credit Control provides their debt collection services to a wide range of industries. They specialize in collecting debts for consumer and retail companies, business-to-business corporations, financial institutions, and healthcare providers.

Is First Federal Credit Control legit or a scam?

First Federal Credit Control is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove First Federal Credit Control from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

First Federal Credit Control, Inc. Contact Information


First Federal Credit Control, Inc.
24700 Chagrin Blvd Suite 205
Cleveland, OH 44122

Phone number: (800) 486-5500

Should I contact or pay First Federal Credit Control?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with First Federal Credit Control is to work with a credit repair professional. They help remove millions of negative items every year from companies like First Federal Credit Control on behalf of their clients.

Will First Federal Credit Control sue me or garnish my wages?

First Federal Credit Control (FFCC) has the legal right to sue you in court for the debt you owe. If they win the lawsuit and a judgment is issued against you, they may potentially have the ability to garnish your wages or bank accounts, or place a lien on your property, depending on the laws in your specific state.

However, it’s important to note that this is typically a last resort. Litigation can be a costly and time-consuming process for the collection agency, and most prefer to work out a payment plan or settle the debt for a lesser amount rather than going through the court process.

First Federal Credit Control, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If First Federal Credit Control is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with First Federal Credit Control, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for First Federal Credit Control to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • First Federal Credit Control may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • First Federal Credit Control must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • First Federal Credit Control cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove First Federal Credit Control From Your Credit Report Today!

Credit Saint can assist you in disputing First Federal Credit Control collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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