First Federal Credit Control


Is First Federal Credit Control hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is First Federal Credit Control?

First Federal Credit Control, Inc., also known as FFCC or FFCC Cleveland, is a debt collection agency based in Cleveland, Ohio. Their principal function is to recover past-due debts on behalf of various creditors.

If you notice First Federal Credit Control on your credit report, it generally implies that you have an outstanding debt that has been transferred to them for collection.

Who does First Federal Credit Control collect for?

First Federal Credit Control provides their debt collection services to a wide range of industries. They specialize in collecting debts for consumer and retail companies, business-to-business corporations, financial institutions, and healthcare providers.

Is First Federal Credit Control legit or a scam?

First Federal Credit Control is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove First Federal Credit Control from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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First Federal Credit Control, Inc. Contact Information


First Federal Credit Control, Inc.
24700 Chagrin Blvd Suite 205
Cleveland, OH 44122

Phone number: (800) 486-5500

Should I contact or pay First Federal Credit Control?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with First Federal Credit Control is to work with a credit repair professional. They help remove millions of negative items every year from companies like First Federal Credit Control on behalf of their clients.

Will First Federal Credit Control sue me or garnish my wages?

First Federal Credit Control (FFCC) has the legal right to sue you in court for the debt you owe. If they win the lawsuit and a judgment is issued against you, they may potentially have the ability to garnish your wages or bank accounts, or place a lien on your property, depending on the laws in your specific state.

However, it’s important to note that this is typically a last resort. Litigation can be a costly and time-consuming process for the collection agency, and most prefer to work out a payment plan or settle the debt for a lesser amount rather than going through the court process.

First Federal Credit Control, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If First Federal Credit Control is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with First Federal Credit Control, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for First Federal Credit Control to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • First Federal Credit Control cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • First Federal Credit Control must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • First Federal Credit Control cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove First Federal Credit Control From Your Credit Report Today!

Credit Saint can help you dispute First Federal Credit Control collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.