Who is Gregory Funding?
Gregory Funding, LLC is a mortgage loan servicer and debt collection agency headquartered in Tigard, Oregon. As a mortgage loan servicer, they manage various tasks related to mortgage loans, such as processing loan payments, responding to borrower inquiries, and managing escrow accounts.
Additionally, their role as a debt collection agency means they also handle the recovery of unpaid debts. If, for instance, there has been a lapse in your mortgage payments, you might notice Gregory Funding appearing on your credit report as a collections account.
Who does Gregory Funding collect for?
Gregory Funding’s area of specialization is in the recovery of past-due debts, particularly those related to mortgage loans. They operate on behalf of the original creditors – often financial institutions like banks or mortgage lenders.
Is Gregory Funding legit or a scam?
Gregory Funding, LLC is a legitimate mortgage loan servicer. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by them about a debt, it’s important to verify the debt’s validity before agreeing to any payments.
How can I remove Gregory Funding from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Gregory Funding, LLC Contact Information
Address:
Gregory Funding, LLC
9400 SW Beaverton Hillsdale Hwy
Beaverton, OR 97005
Mailing address:
Gregory Funding, LLC
PO Box 230579
Tigard, OR 97281-0579
Phone number: (866) 712-5698
Should I contact or pay Gregory Funding, LLC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Gregory Funding is to work with a credit repair professional. They help remove millions of negative items every year from companies like Gregory Funding, LLC on behalf of their clients.
Will Gregory Funding, LLC sue me or garnish my wages?
Gregory Funding, LLC has the ability to initiate legal proceedings to recover unpaid debts. If they proceed with a lawsuit and secure a judgement in their favor, it might lead to wage garnishment as a method to collect the owed debt. Keep in mind, however, such actions are typically seen as a last resort in the debt recovery process.
Gregory Funding, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Gregory Funding, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Gregory Funding, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Gregory Funding to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Gregory Funding cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Gregory Funding must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Gregory Funding cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Gregory Funding From Your Credit Report Today!
Credit Saint offers assistance with disputing Gregory Funding collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
