Knight Adjustment Bureau

Is Knight Adjustment Bureau hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Knight Adjustment Bureau?

Knight Adjustment Bureau is a debt collection agency based in Salt Lake City, Utah. Their primary function is to recover unpaid debts on behalf of original creditors.

If you have an unpaid bill, your debt may be transferred or sold to a company like Knight Adjustment Bureau, which could lead to them appearing on your credit report as a collection account.

Who does Knight Adjustment Bureau collect for?

Knight Adjustment Bureau collects debts for various entities, including student loan providers and financial institutions like Mountain America Credit Union.

When these organizations have difficulty getting their customers to pay their bills, they may employ a company like Knight Adjustment Bureau to handle the debt recovery process.

Is Knight Adjustment Bureau legit or a scam?

Knight Adjustment Bureau is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by them about a debt, it’s important to verify the debt before making any payments.

How can I remove Knight Adjustment Bureau from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Knight Adjustment Bureau Contact Information


Knight Adjustment Bureau
5525 S 900 E Ste # 215
Salt Lake City, UT 84117

Phone number: 801-531-7251 or 800-748-4113

Should I contact or pay Knight Adjustment Bureau?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with a collection agency like Knight Adjustment Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Knight Adjustment Bureau on behalf of their clients.

Will Knight Adjustment Bureau sue me or garnish my wages?

Knight Adjustment Bureau, like any debt collection agency, has the legal right to sue you for an unpaid debt. If they win a judgment against you in court, they may be able to garnish your wages, levy your bank account, or employ other legal methods to recover the debt, depending on the laws in your specific jurisdiction.

However, it’s important to note that not every debt collection agency will choose to sue. The process of going to court is often expensive and time-consuming, so it’s usually a last resort for debt collectors. Additionally, not all debts are eligible for these actions.

Knight Adjustment Bureau Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Knight Adjustment Bureau

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Knight Adjustment Bureau to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Knight Adjustment Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Knight Adjustment Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Knight Adjustment Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Knight Adjustment Bureau From Your Credit Report Today!

Credit Saint can assist you in disputing Knight Adjustment Bureau collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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