Louisiana Recovery Services

Who is Louisiana Recovery Services?

Louisiana Recovery Services (LRS) is a debt collection agency located in Lafayette, Louisiana. They assist businesses in recovering unpaid debts.

If Louisiana Recovery Services appears on your credit report as a collections account, it typically indicates that there is an unpaid debt or bill that has been transferred to this agency for collection.

Who does Louisiana Recovery Services collect for?

Louisiana Recovery Services specializes in recovering past due debts on behalf of original creditors. These businesses could come from multiple sectors including healthcare, utilities, credit card companies, retail businesses, and more.

Is Louisiana Recovery Services legit or a scam?

Louisiana Recovery Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

Who does Louisiana Recovery Services collect for?

Louisiana Recovery Services specializes in bad check and NSF recovery.

Is Louisiana Recovery Services legit or a scam?

Louisiana Recovery Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Louisiana Recovery Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Louisiana Recovery Services Contact Information

Address:

Louisiana Recovery Services (LRS)
Debt Collection Group
1304 Bertrand Drive, Suite F-4
Lafayette, LA 70506

Phone number: (877) 277-6300 or (337) 233-6300

Should I contact or pay Louisiana Recovery Services?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Louisiana Recovery Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Louisiana Recovery Services on behalf of their clients.

Will Louisiana Recovery Services sue me or garnish my wages?

Louisiana Recovery Services does possess the ability to sue for unpaid debts. If they decide to take this course of action and successfully win a lawsuit against you, they might be able to garnish your wages or implement other measures to collect the debt, subject to local and state laws.

However, it’s important to remember that legal action is generally seen as a last resort due to the cost, time, and effort involved. Before initiating a lawsuit, debt collection agencies typically aim to work out a payment plan or negotiate a settlement with the debtor.

Louisiana Recovery Services Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Louisiana Recovery Services

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Louisiana Recovery Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Louisiana Recovery Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Louisiana Recovery Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Louisiana Recovery Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Louisiana Recovery Services From Your Credit Report Today!

Credit Saint can help you dispute Louisiana Recovery Services collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.