Who is Merrick Bank Corp?
Merrick Bank Corp has nearly 3 million active credit card accounts and has extended over $5.3 billion in credit. In addition to credit cards, they also provide personal loans and consumer finance options to marine, RV, and horse trailer dealers. They are a privately held company headquartered in South Jordan, Utah.
You may see them listed on your credit report as a collections account. This can happen if you defaulted on a credit card or loan issued by Merrick Bank.
Removing Merrick Bank Corp Collections
Merrick Bank Corp collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to have it removed before 7 years, and you may not even have to pay it.
(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)
Lexington Law is a credit repair company that helps people fix their credit. As a result, you may not even have to pay any of the debts on your credit report.
In addition to collections, Lexington Law can also help you remove other inaccurate information such as inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, liens, and bankruptcies from your credit report.
Call Lexington Law now to learn more: (800) 220-0084
Merrick Bank Corp Contact Information
10705 South Jordan Gateway Ste 200
South Jordan, UT 84095
P.O. Box 5000
Draper, UT 84020-5000
Phone number: (800) 204-5936 or (800) 253-2322
Should I contact or pay Merrick Bank Corp?
Nothing good can come from contacting a collection agency. And making payments on the collection account will reset the clock. So not only will it not help your credit, but it could actually make it worse.
The best way to go about handling this is to contact a professional credit repair service. They have deleted millions of negative items from companies like Merrick Bank Corp for millions of clients nationwide.
And they can help you too.
Will Merrick Bank Corp sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Merrick Bank Corp again.
Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.
Merrick Bank Corp Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). It’s because they often report accounts inaccurately and/or for harassment. If you are being harassed by a debt collector, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Merrick Bank Corp does too.
Can Merrick Bank Corp collections be removed from my credit report?
Lexington Law specializes in disputing Merrick Bank Corp collection accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.
Get Your Collections Removed Today!
If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.
Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.
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