MS Services, LLC


Is MS Services, LLC hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is MS Services, LLC?

MS Services, LLC is a debt collection agency based in Casper, Wyoming. They operate with the objective of recovering debts that individuals or entities owe to various creditors.

If you see MS Services listed on your credit report as a collections account, it indicates that you may have an outstanding bill that went unpaid.

Who does MS Services collect for?

MS Services, LLC works across a range of industries, collecting on various types of debt. Their portfolio includes defaulted auto loans, unpaid business-related debts, overdue medical bills, delinquent utilities or taxes (municipal debts), outstanding student loans, and telecom bills that have been left unpaid.

Is MS Services legit or a scam?

MS Services LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove MS Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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MS Services, LLC Contact Information


MS Services, LLC
123 W 1st St. #430
Casper, WY 82601

Phone number: (800) 462-3111

Should I contact or pay MS Services, LLC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with MS Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like MS Services on behalf of their clients.

Will MS Services, LLC sue me or garnish my wages?

If you owe a debt to MS Services, LLC, it is important to understand that suing or garnishing wages is generally a last resort in debt collection. These actions involve costs and time-consuming legal proceedings for the collection agency, so they’re usually not the first steps. However, if the debt is significant and other collection efforts have failed, MS Services, LLC may potentially choose to sue for the outstanding debt.

If they win the lawsuit and you still fail to pay the debt, they could seek a court order to garnish your wages. The exact procedures can vary by state due to different laws and regulations surrounding debt collection.

MS Services, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by MS Services, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with MS Services, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for MS Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • MS Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • MS Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • MS Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove MS Services From Your Credit Report Today!

Credit Saint can help you dispute MS Services collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.