Who is MS Services, LLC?
MS Services, LLC is a debt collection agency based in Casper, Wyoming. They operate with the objective of recovering debts that individuals or entities owe to various creditors.
If you see MS Services listed on your credit report as a collections account, it indicates that you may have an outstanding bill that went unpaid.
Who does MS Services collect for?
MS Services, LLC works across a range of industries, collecting on various types of debt. Their portfolio includes defaulted auto loans, unpaid business-related debts, overdue medical bills, delinquent utilities or taxes (municipal debts), outstanding student loans, and telecom bills that have been left unpaid.
Is MS Services legit or a scam?
MS Services LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove MS Services from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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MS Services, LLC Contact Information
MS Services, LLC
123 W 1st St. #430
Casper, WY 82601
Phone number: (800) 462-3111
Should I contact or pay MS Services, LLC?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with MS Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like MS Services on behalf of their clients.
Will MS Services, LLC sue me or garnish my wages?
If you owe a debt to MS Services, LLC, it is important to understand that suing or garnishing wages is generally a last resort in debt collection. These actions involve costs and time-consuming legal proceedings for the collection agency, so they’re usually not the first steps. However, if the debt is significant and other collection efforts have failed, MS Services, LLC may potentially choose to sue for the outstanding debt.
If they win the lawsuit and you still fail to pay the debt, they could seek a court order to garnish your wages. The exact procedures can vary by state due to different laws and regulations surrounding debt collection.
MS Services, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by MS Services, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with MS Services, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for MS Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- MS Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- MS Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- MS Services cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove MS Services From Your Credit Report Today!
Credit Saint can assist you in disputing MS Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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