Who is NCB Management Services?
NCB Management Services, Inc. is a debt collection agency and debt buyer based in Trevose, Pennsylvania. The company purchases debt portfolios typically from banks, credit card companies, and other lenders, often for cents on the dollar.
If you find NCB Management Services listed on your credit report, it usually indicates an unpaid debt that the company has either been tasked to collect or has purchased.
Who does NCB Management Services collect for?
NCB Management Services specializes in purchasing and collecting unsecured consumer debt. This encompasses debt categories such as credit cards, personal loans, and auto loans.
Is NCB Management Services legit or a scam?
NCB Management Services, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove NCB Management Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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NCB Management Services, Inc. Contact Information
Address:
NCB Management Services, Inc.
One Allied Drive
Trevose, PA 19053
Phone number: (800) 828-1110
Should I contact or pay NCB Management Services?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with NCB Management Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like NCB Management on behalf of their clients.
Will NCB Management Services sue me or garnish my wages?
NCB Management Services has the legal right to sue you in court if you refuse or fail to pay a legitimate debt. If they win the lawsuit and obtain a judgment against you, depending on the laws in your state, they may be allowed to garnish your wages or levy your bank account to recover the debt.
However, taking legal action is typically a last resort for most debt collectors due to the time, effort, and cost it requires. Most debt collectors prefer to establish a payment plan or reach a settlement.
NCB Management Services, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with NCB Management Services, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for NCB Management Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- NCB Management Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- NCB Management Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- NCB Management Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove NCB Management Services From Your Credit Report Today!
Credit Saint offers assistance with disputing NCB Management Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
