Peter Roberts & Associates

Is Peter Roberts & Associates hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Peter Roberts & Associates?

Peter Roberts & Associates, Inc. (PRA) is a debt collection agency located in Milford, Massachusetts. Their role is to assist organizations in recovering payments that are overdue.

If Peter Roberts & Associates is listed on your credit report as a collections account, it means that they are now tasked with collecting a debt that you haven’t paid.

Who does Peter Roberts & Associates collect for?

Peter Roberts & Associates serves a diverse range of businesses, including but not limited to, dental practices, healthcare institutions, financial service companies, and professional practices.

Is Peter Roberts & Associates legit or a scam?

Peter Roberts & Associates, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Peter Roberts & Associates from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Peter Roberts & Associates (PRA) Contact Information


Peter Roberts & Associates, Inc.
231 E Main Street, Suite 201
Milford, MA 01757-2821

Phone number: (888) 473-6661

Should I contact or pay Peter Roberts & Associates?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Peter Roberts & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Peter Roberts and Associates on behalf of their clients.

Will Peter Roberts & Associates sue me or garnish my wages?

Peter Roberts & Associates, Inc. does have the legal ability to sue you for unpaid debts. If they go to court and win, depending on the state’s laws, they may be granted a judgment that could potentially lead to wage garnishment or bank account levies.

However, it’s essential to remember that lawsuits are often a last resort for collection agencies because they are costly and time-consuming. Before resorting to such measures, agencies typically try to work out payment plans or debt settlements with the debtors.

Peter Roberts & Associates (PRA) Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Peter Roberts & Associates, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Peter Roberts and Associates to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Peter Roberts and Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Peter Roberts and Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Peter Roberts and Associates cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Peter Roberts & Associates From Your Credit Report Today!

Credit Saint can assist you in disputing Peter Roberts & Associates collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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