Who is Peter Roberts & Associates?
Peter Roberts & Associates, Inc. (PRA) is a debt collection agency located in Milford, Massachusetts. Their role is to assist organizations in recovering payments that are overdue.
If Peter Roberts & Associates is listed on your credit report as a collections account, it means that they are now tasked with collecting a debt that you haven’t paid.
Who does Peter Roberts & Associates collect for?
Peter Roberts & Associates serves a diverse range of businesses, including but not limited to, dental practices, healthcare institutions, financial service companies, and professional practices.
Is Peter Roberts & Associates legit or a scam?
Peter Roberts & Associates, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Peter Roberts & Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Peter Roberts & Associates (PRA) Contact Information
Address:
Peter Roberts & Associates, Inc.
231 E Main Street, Suite 201
Milford, MA 01757-2821
Phone number: (888) 473-6661
Should I contact or pay Peter Roberts & Associates?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Peter Roberts & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Peter Roberts and Associates on behalf of their clients.
Will Peter Roberts & Associates sue me or garnish my wages?
Peter Roberts & Associates, Inc. does have the legal ability to sue you for unpaid debts. If they go to court and win, depending on the state’s laws, they may be granted a judgment that could potentially lead to wage garnishment or bank account levies.
However, it’s essential to remember that lawsuits are often a last resort for collection agencies because they are costly and time-consuming. Before resorting to such measures, agencies typically try to work out payment plans or debt settlements with the debtors.
Peter Roberts & Associates (PRA) Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Peter Roberts & Associates, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Peter Roberts and Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Peter Roberts and Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Peter Roberts and Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Peter Roberts and Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Peter Roberts & Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Peter Roberts & Associates collections. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
