Pivot Rock Solutions

Is Pivot Rock Solutions hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Pivot Rock Solutions?

Pivot Rock Solutions, LLC is a debt collection agency based in Denver, Colorado. If you see their name on your credit report, it’s likely because they’ve been tasked with the recovery of an unpaid debt you owe.

Who does Pivot Rock Solutions collect for?

Pivot Rock Solutions offers its services to a wide range of clients in diverse industries. Their main goal is to recover unpaid debts on behalf of the original creditors, ensuring that these clients can recover as much of the owed money as possible.

Is Pivot Rock Solutions legit or a scam?

Pivot Rock Solutions is a legitimate company. However, their contact practices may be seen as intrusive or excessive, given that they may frequently reach out via phone calls, text messages, or emails.

How can I remove Pivot Rock Solutions from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Pivot Rock Solutions, LLC Contact Information


Pivot Rock Solutions, LLC
3605 S Tamarac Dr.
Denver, CO 80237-1411

Phone number: (855) 789-7988

Should I contact or pay Pivot Rock Solutions?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Pivot Rock Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Pivot Rock Solutions, LLC on behalf of their clients.

Will Pivot Rock Solutions sue me or garnish my wages?

Pivot Rock Solutions does have the ability to sue you for the unpaid debt. If they decide to do so and are successful, they could potentially obtain a court order to garnish your wages or levy your bank account to recover the debt.

However, it’s essential to note that wage garnishment or bank levies are typically last resorts and involve numerous steps. The regulations regarding wage garnishment can significantly vary by state and by the type of debt.

Pivot Rock Solutions, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Pivot Rock Solutions, LLC

Pivot Rock Solutions must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Pivot Rock Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Pivot Rock Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Pivot Rock Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Pivot Rock Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Pivot Rock Solutions From Your Credit Report Today!

Lexington Law can assist you in disputing Pivot Rock Solutions collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.