Who is Progressive Management Systems?
Progressive Management Systems (PMS) is a debt collection agency headquartered in West Covina, California, with an office in Las Vegas, Nevada.
You might notice PMS listed on your credit report under various names such as ‘pms collections’, ‘progressive mgmt sys’, ‘progressive management s’, or ‘progressive mgmt system’. This would typically be a result of an unpaid bill or other financial obligation that has been transferred to them for collection.
Who does Progressive Management Systems collect for?
Progressive Management Systems collects on behalf of a wide range of companies. They work as a debt buyer, meaning they likely purchase debts from original creditors, usually credit card companies or lenders, at a fraction of the owed amount.
The types of debts they handle can span various industries and might include credit card debts, personal loans, or other forms of consumer credit.
Is Progressive Management Systems legit or a scam?
Progressive Management Systems is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Progressive Management Systems from my credit report?
Progressive Management Systems collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Progressive Management Systems Contact Information
Progressive Management Systems
1521 West Cameron Ave
West Covina, CA 91790
Progressive Management Systems
6275 McLeod Drive Ste 3
Las Vegas, NV 89120
Phone number: (800) 258-7482
Should I contact or pay Progressive Management Systems?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Progressive Management Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like Progressive Management Systems on behalf of their clients.
Will Progressive Management Systems sue me or garnish my wages?
Progressive Management Systems can sue you for an unpaid debt. If they choose to file a lawsuit and the court rules in their favor, they might have the legal right to garnish your wages or levy your bank account, depending on your specific state laws.
However, keep in mind that filing a lawsuit is usually a last resort for debt collection agencies. The process of suing someone can be lengthy, complicated, and costly.
Progressive Management Systems Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Progressive Management Systems, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Progressive Management Systems
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Progressive Management Systems to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send Progressive Management Systems a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Progressive Management Systems may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Progressive Management Systems must be honest about who they are and what they are attempting to do. They must notify you that they are a third-party collection agency both orally and in writing.
- Progressive Management Systems cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Progressive Management Systems From Your Credit Report Today!
Credit Saint can assist you in disputing Progressive Management Systems collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.