How to Remove Range Credit Bureau From Your Credit Report

Who is Range Credit Bureau?

Range Credit Bureau (RCB) is a debt collection agency located in Hibbing, Minnesota. They are engaged in the business of debt recovery, serving as an intermediary between debtors and original creditors.

If you find Range Credit Bureau on your credit report, it suggests that a debt you’ve previously left unpaid has been sent to them for collection.

Who does Range Credit Bureau collect for?

Range Credit Bureau specializes in the recovery of past due debts on behalf of original creditors. This includes working with various entities such as credit card companies, utility providers, telecommunications companies, and other businesses.

Is Range Credit Bureau legit or a scam?

Range Credit Bureau, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Range Credit Bureau from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Range Credit Bureau, Inc. (RCB) Contact Information

Address:

Range Credit Bureau, Inc.
310 E Howard St.
Hibbing, MN 55746

Phone number: (218) 263-8886

Should I contact or pay Range Credit Bureau, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Range Credit Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Range Credit Bureau, Inc. on behalf of their clients.

Will Range Credit Bureau, Inc. sue me or garnish my wages?

Range Credit Bureau, Inc. has the ability to pursue legal action to collect outstanding debts. This may include filing a lawsuit against you. If the agency successfully obtains a court judgment against you, they may have the ability to garnish your wages or employ other legal methods to recover the debt, depending on the laws of your specific jurisdiction. However, not all collection agencies or creditors choose to take legal action in every case.

Range Credit Bureau, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Range Credit Bureau, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Range Credit Bureau, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Range Credit Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Range Credit Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Range Credit Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Range Credit Bureau From Your Credit Report Today!

Credit Saint offers assistance with disputing Range Credit Bureau collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.