Range Credit Bureau

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Is Range Credit Bureau hurting your credit score?

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Who is Range Credit Bureau?

Range Credit Bureau (RCB) is a debt collection agency located in Hibbing, Minnesota. They are engaged in the business of debt recovery, serving as an intermediary between debtors and original creditors.

If you find Range Credit Bureau on your credit report, it suggests that a debt you’ve previously left unpaid has been sent to them for collection.

Who does Range Credit Bureau collect for?

Range Credit Bureau specializes in the recovery of past due debts on behalf of original creditors. This includes working with various entities such as credit card companies, utility providers, telecommunications companies, and other businesses.

Is Range Credit Bureau legit or a scam?

Range Credit Bureau, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Range Credit Bureau from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Range Credit Bureau, Inc. (RCB) Contact Information

Address:

Range Credit Bureau, Inc.
310 E Howard St.
Hibbing, MN 55746

Phone number: (218) 263-8886

Should I contact or pay Range Credit Bureau, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Range Credit Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Range Credit Bureau, Inc. on behalf of their clients.

Will Range Credit Bureau, Inc. sue me or garnish my wages?

Range Credit Bureau, Inc. has the ability to pursue legal action to collect outstanding debts. This may include filing a lawsuit against you. If the agency successfully obtains a court judgment against you, they may have the ability to garnish your wages or employ other legal methods to recover the debt, depending on the laws of your specific jurisdiction. However, not all collection agencies or creditors choose to take legal action in every case.

Range Credit Bureau, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Range Credit Bureau, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Range Credit Bureau, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Range Credit Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Range Credit Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Range Credit Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Range Credit Bureau From Your Credit Report Today!

Credit Saint can assist you in disputing Range Credit Bureau collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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