Who is RentDebt Automated Collections?
RentDebt Automated Collections, LLC (RDAC) is a debt collection agency based in Nashville, Tennessee. They are tasked with recovering past due debts on behalf of other businesses.
If you have defaulted on a payment, it’s possible that you might see RDAC appearing on your credit report as a collections account.
Who does RentDebt Automated Collections collect for?
RentDebt Automated Collections primarily operates within the real estate sector, providing services to property management companies for both multifamily and single-family rental properties. Their main role is to collect overdue rent payments.
Additionally, RDAC extends its services to student housing and storage units, recovering past due payments in these areas as well.
Is RentDebt Automated Collections legit or a scam?
RentDebt Automated Collections, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove RentDebt from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
RentDebt Automated Collections (RDAC) Contact Information
RentDebt Automated Collections
2802 Opryland Dr.
Nashville, TN 37214
Phone number: (866) 376-7834
Should I contact or pay RentDebt Automated Collections?
Nothing good can come from speaking to a third-party collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with RentDebt Automated Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like RentDebt Automated Collections on behalf of their clients.
Will RentDebt Automated Collections sue me or garnish my wages?
RentDebt Automated Collections (RDAC) has the legal right to use various methods to collect a debt, including filing a lawsuit against a debtor. However, this is usually a last resort option for most collection agencies due to the costs and time involved in legal proceedings. If a judgment is granted in RDAC’s favor, they could potentially seek to garnish your wages as a means of collecting the debt, subject to the laws of your state.
RentDebt Automated Collections Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with RentDebt Automated Collections
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for RentDebt Automated Collections to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- RentDebt Automated Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- RentDebt Automated Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- RentDebt Automated Collections cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove RentDebt From Your Credit Report Today!
Credit Saint can assist you in disputing RentDebt accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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