Who is RentDebt Automated Collections?
RentDebt Automated Collections, LLC (RDAC) is a debt collection agency based in Nashville, Tennessee. They are tasked with recovering past due debts on behalf of other businesses.
If you have defaulted on a payment, it’s possible that you might see RDAC appearing on your credit report as a collections account.
Who does RentDebt Automated Collections collect for?
RentDebt Automated Collections primarily operates within the real estate sector, providing services to property management companies for both multifamily and single-family rental properties. Their main role is to collect overdue rent payments.
Additionally, RDAC extends its services to student housing and storage units, recovering past due payments in these areas as well.
Is RentDebt Automated Collections legit or a scam?
RentDebt Automated Collections, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove RentDebt from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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RentDebt Automated Collections (RDAC) Contact Information
Address:
RentDebt Automated Collections
2802 Opryland Dr.
Nashville, TN 37214
Phone number: (866) 376-7834
Should I contact or pay RentDebt Automated Collections?
Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with RentDebt Automated Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like RentDebt Automated Collections on behalf of their clients.
Will RentDebt Automated Collections sue me or garnish my wages?
RentDebt Automated Collections (RDAC) has the legal right to use various methods to collect a debt, including filing a lawsuit against a debtor. However, this is usually a last resort option for most collection agencies due to the costs and time involved in legal proceedings. If a judgment is granted in RDAC’s favor, they could potentially seek to garnish your wages as a means of collecting the debt, subject to the laws of your state.
RentDebt Automated Collections Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with RentDebt Automated Collections
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for RentDebt Automated Collections to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- RentDebt Automated Collections cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- RentDebt Automated Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- RentDebt Automated Collections cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove RentDebt From Your Credit Report Today!
Credit Saint offers assistance with disputing RentDebt accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
