Resurgent Capital Services


Is Resurgent Capital Services hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Resurgent Capital Services?

Resurgent Capital Services, LP (RCS) is a debt collection agency located in Greenville, South Carolina. They also have a location in Cincinnati, Ohio.

RCS is a member of the Sherman Financial Group. Resurgent Capital Services may contact you as a servicer for accounts owned by:

If you see Resurgent Capital Services listed on your credit report as a collections account, it typically means that you have an outstanding debt that has been assigned or sold to them for collection.

Who does Resurgent Capital Services collect for?

Resurgent Capital Services specializes in managing and servicing consumer debt portfolios for credit grantors and debt buyers. They work with various entities, including credit card companies, lenders, and debt buyers, to manage and collect on outstanding consumer debts.

Is Resurgent Capital Services legit or a scam?

Resurgent Capital Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Resurgent Capital Services from my credit report?

Resurgent Capital Services collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Resurgent Capital Services Contact Information

Mailing address:

Resurgent Capital Services
P.O. Box 10497
Greenville, SC 29603


Resurgent Capital Services
55 Beattie Pl Ste 110
Greenville, SC 29601

Phone number: (888) 665-0374

Should I contact or pay Resurgent Capital Services?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Resurgent Capital Services on behalf of their clients.

Will Resurgent Capital Services sue me or garnish my wages?

Resurgent Capital Services (RCS) has the legal authority to sue for unpaid debts. If they decide to pursue a lawsuit and are successful in court, they may obtain a judgment that allows them to garnish your wages or take other legal actions to collect the debt.

However, it’s important to note that filing a lawsuit and garnishing wages is typically considered a last resort for debt collectors. Legal proceedings can be time-consuming, costly, and complex. Debt collection agencies generally prefer to explore alternative options, such as negotiation, settlement arrangements, or payment plans, before resorting to legal action.

Resurgent Capital Services Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Resurgent Capital Services, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Resurgent Capital Services

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that debt collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Resurgent Capital Services to report inaccurate or incomplete information about you to the credit reporting agencies.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • A debt collector may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • They must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • They cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Resurgent Capital Services From Your Credit Report Today!

Credit Saint can assist you in disputing Resurgent Capital Services collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.