Resurgent Capital Services


Is Resurgent Capital Services hurting your credit score?

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Who is Resurgent Capital Services?

Resurgent Capital Services, LP (RCS) is a debt collection agency located in Greenville, South Carolina. They also have a location in Cincinnati, Ohio.

RCS is a member of the Sherman Financial Group. Resurgent Capital Services may contact you as a servicer for accounts owned by:

If you see Resurgent Capital Services listed on your credit report as a collections account, it typically means that you have an outstanding debt that has been assigned or sold to them for collection.

Who does Resurgent Capital Services collect for?

Resurgent Capital Services specializes in managing and servicing consumer debt portfolios for credit grantors and debt buyers. They work with various entities, including credit card companies, lenders, and debt buyers, to manage and collect on outstanding consumer debts.

Is Resurgent Capital Services legit or a scam?

Resurgent Capital Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Resurgent Capital Services from my credit report?

Resurgent Capital Services collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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Resurgent Capital Services Contact Information

Mailing address:

Resurgent Capital Services
P.O. Box 10497
Greenville, SC 29603


Resurgent Capital Services
55 Beattie Pl Ste 110
Greenville, SC 29601

Phone number: (888) 665-0374

Should I contact or pay Resurgent Capital Services?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Resurgent Capital Services on behalf of their clients.

Will Resurgent Capital Services sue me or garnish my wages?

Resurgent Capital Services (RCS) has the legal authority to sue for unpaid debts. If they decide to pursue a lawsuit and are successful in court, they may obtain a judgment that allows them to garnish your wages or take other legal actions to collect the debt.

However, it’s important to note that filing a lawsuit and garnishing wages is typically considered a last resort for debt collectors. Legal proceedings can be time-consuming, costly, and complex. Debt collection agencies generally prefer to explore alternative options, such as negotiation, settlement arrangements, or payment plans, before resorting to legal action.

Resurgent Capital Services Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Resurgent Capital Services, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Resurgent Capital Services

Debt collectors must follow state and federal laws. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that debt collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Resurgent Capital Services to report inaccurate or incomplete information about you to the credit reporting agencies.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • A debt collector cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • They must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • They cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Resurgent Capital Services From Your Credit Report Today!

Credit Saint can help you dispute Resurgent Capital Services collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.