Pinnacle Credit Services


Is Pinnacle Credit Services hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Pinnacle Credit Services?

Pinnacle Credit Services, LLC is a debt collection agency located in St. Louis Park, Minnesota. They help companies recover unpaid debts from consumers.

If Pinnacle Credit Services appears on your credit report, it typically signifies that you have an unresolved debt which you’ve failed to pay off, and the account has been turned over to collections.

Who does Pinnacle Credit Services collect for?

Pinnacle Credit Services purchases portfolios of consumer debt owned by credit grantors including banks and finance companies, and by other debt buyers. The accounts they buy are managed by Resurgent Capital Services, LP.

Is Pinnacle Credit Services legit or a scam?

Pinnacle Credit Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if you are contacted by them regarding a debt, it’s crucial to verify the legitimacy of the debt before making any payments.

How can I remove Pinnacle Credit Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Pinnacle Credit Services, LLC/Resurgent Capital Services, LP Contact Information


Pinnacle Credit Services, LLC
7900 MN-7
St. Louis Park, MN 55426

Phone number: (888) 665-0374

Should I contact or pay Pinnacle Credit Services?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Pinnacle Credit Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Pinnacle Credit Services on behalf of their clients.

Will Pinnacle Credit Services sue me or garnish my wages?

Pinnacle Credit Services can legally sue for the recovery of an unpaid debt. If they take this route and win the case, they might then be able to garnish your wages or levy your bank account, depending on the laws of your specific state. However, this step is typically a last resort due to the time-consuming and costly nature of legal proceedings.

Pinnacle Credit Services Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If Pinnacle Credit Services is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Pinnacle Credit Services

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Pinnacle Credit Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Pinnacle Credit Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Pinnacle Credit Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Pinnacle Credit Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Pinnacle Credit Services From Your Credit Report Today!

Credit Saint can help you dispute Pinnacle Credit Services accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.