Seeing Revco Solutions, Inc. on your credit report usually means there’s an unpaid debt in collections. Here’s what you should know and how to work toward getting it removed.
Who Is Revco Solutions, Inc.?
Revco Solutions, Inc. is a debt collection agency based in Columbus, Ohio. They were formed by combining Credit Bureau Collection Services (CBCS) and Professional Recovery Consultants, both long-time players in the debt collection industry. These companies were acquired by Longshore Capital Partners and merged to operate under the Revco Solutions name.
Their main focus is collecting unpaid debts across different industries.
Who Does Revco Solutions Collect For?
Revco Solutions works with a wide range of clients, including:
- Government agencies for unpaid taxes or fines
- Hospitals and medical providers for overdue medical bills
- Banks and lenders for past-due loans or credit cards
- Utility companies for unpaid service bills
If you see Revco Solutions on your credit report, it likely means one of these debts has been sent to collections.
Is Revco Solutions a Scam?
Revco Solutions is a legitimate debt collector. They’ve been in business for decades and are authorized to collect debts for their clients. That doesn’t mean you should take everything at face value—always verify the details before making payments or admitting to the debt.
How to Remove Revco Solutions From Your Credit Report
Collection accounts can damage your credit score for up to seven years. But you may have options to remove them sooner:
- Dispute incorrect information: If the debt is wrong or doesn’t belong to you, file a dispute with the credit bureaus.
- Request debt validation: You can ask Revco Solutions to prove the debt is yours and the amount is correct.
- Negotiate a pay-for-delete: Some collectors will agree to remove the account if you settle the debt. Always get the agreement in writing.
- Work with a credit repair service: Credit experts can help challenge negative items and work on your behalf.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Revco Solutions?
Before contacting them, make sure the debt is accurate and still within the statute of limitations. In some cases, paying an old debt can restart the reporting timeline and hurt your credit even more.
Many people prefer to let credit repair professionals handle collection accounts to avoid mistakes.
Can Revco Solutions Sue or Garnish Wages?
Debt collectors like Revco Solutions can sue to recover unpaid debts. If they win a court judgment, they may be allowed to garnish wages, depending on your state laws.
That said, lawsuits aren’t always the first option. Collectors often try to negotiate a payment plan or settlement before taking legal action.
Revco Solutions, Inc. Contact Information
Address:
Revco Solutions, Inc.
250 E Broad St, Ste 2100
Columbus, OH 43215
Phone: (855) 202-0113
Complaints About Revco Solutions
Revco Solutions, like many collection agencies, has received complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau. These complaints often involve:
- Inaccurate information on credit reports
- Harassment or aggressive collection tactics
- Failure to provide debt validation
If you feel your rights are being violated, you can submit a complaint to the CFPB or the BBB.
Know Your Rights Under Federal Law
The Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) protect you when dealing with debt collectors:
- They cannot report false or incomplete information.
- You can request debt validation within 30 days of first contact.
- They cannot harass, threaten, or use offensive language.
- They must clearly identify themselves as a debt collection agency.
- They cannot threaten arrest over unpaid debts.
Remove Revco Solutions From Your Credit Report Today
Dealing with Revco Solutions collections can be overwhelming, but you don’t have to handle it alone. Credit Saint has years of experience helping people dispute inaccurate items and improve their credit standing. They even offer a 90-day money-back guarantee for added peace of mind.
Visit their website or call (855) 281-1510 to learn more and see how they can assist with your credit challenges.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
