Who is Tate & Kirlin Associates?
Tate & Kirlin Associates, Inc. (TKA) is a debt collection law firm based in Langhorne, Pennsylvania. They are involved in the business of recovering unpaid debts from individuals who have defaulted on their payments.
If you haven’t paid a bill, and it has gone into collections, this company might handle the collection of that debt. When they take on your account, they could report it to the credit bureaus, which might result in a collections account appearing on your credit report.
Who does Tate & Kirlin Associates collect for?
Tate & Kirlin Associates operates across a broad spectrum of industries, collecting consumer debt on behalf of financial, medical, and retail companies. This may include banks or credit card companies for unpaid credit card bills, healthcare providers for unpaid medical bills, or retail businesses for unpaid accounts or services.
Is Tate & Kirlin Associates legit or a scam?
Tate & Kirlin Associates is a legitimate company. They’ve been in business since 1993, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Tate & Kirlin Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Tate & Kirlin Associates, Inc. Contact Information
Address:
Tate & Kirlin Associates, Inc.
580 Middletown Blvd Ste 240
Langhorne, PA 19047
Phone number: (800) 355-0333 or (888) 922-9520
Should I contact or pay Tate & Kirlin Associates?
Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Tate & Kirlin Associates, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Tate and Kirlin Associates on behalf of their clients.
Will Tate & Kirlin Associates sue me or garnish my wages?
While it is possible that Tate & Kirlin Associates (TKA) could sue you to recover a debt, it generally depends on the amount owed, your jurisdiction’s laws, and the specific circumstances of your case.
If TKA decides to take legal action and wins a judgment against you in court, they could potentially garnish your wages, depending on the laws in your state. However, they typically prefer to work out a payment plan before taking such measures.
Tate & Kirlin Associates, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify an alleged debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and the Telephone Consumer Protection Act (TCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Tate & Kirlin Associates, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Tate & Kirlin Associates, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send Tate & Kirlin Associates a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Tate & Kirlin Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Tate & Kirlin Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Tate & Kirlin Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Tate & Kirlin From Your Credit Report Today!
Credit Saint offers assistance with disputing Tate & Kirlin collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
