Account Control Technology

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Who is Account Control Technology?

Account Control Technology, Inc. (ACT) is a debt collection agency that is headquartered in Kings Mills, Ohio. They engage in the recovery of debts on behalf of their clients, typically from individuals who have not paid their bills.

If you notice Account Control Technology listed on your credit report as a collections account, it usually means you owe a debt that has been transferred to them for collection.

Who does Account Control Technology collect for?

Account Control Technology provides its services to a broad array of industries including commercial/B2B, consumer finance, education (covering both federal and private student loans), government, healthcare, telecom/cable, and utilities/energy.

They specialize in accounts receivable management (ARM) and business process outsourcing (BPO), alongside debt recovery. Essentially, they act as an intermediary to recover the money owed to their clients by individuals or businesses.

Is Account Control Technology legit or a scam?

Account Control Technology is a legitimate company. However, as with most debt collectors, their practices can be persistent and may involve frequent calls, texts, or emails in their efforts to collect the debt.

How can I remove Account Control Technology from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Account Control Technology, Inc. Contact Information

Address:

Account Control Technology, Inc.
5300 Kings Island Dr.
Mason, OH 45040

Mailing addresses:

Account Control Technology, Inc.
P.O. Box 471
Kings Mills, OH 45034

P.O. Box 8012
Canoga Park, CA 91309

P.O. Box 9025
Renton, WA 98057

Phone number: (888) 830-7770

Should I contact or pay Account Control Technology, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with this collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Account Control Technology on behalf of their clients.

Will Account Control Technology sue me or garnish my wages?

Account Control Technology, like other debt collection agencies, does have the legal authority to sue for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages or levy your bank account. However, the decision to pursue a lawsuit is often a last resort due to the costs and complexities involved in legal action.

Account Control Technology, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Account Control Technology, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Account Control Technology to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Account Control Technology may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Account Control Technology must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Account Control Technology cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Account Control Technology From Your Credit Report Today!

Credit Saint can assist you in disputing ACT collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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