Account Resolution Corporation

Who is Account Resolution Corporation?

Account Resolution Corporation (ARC) is a debt collection agency based in Chesterfield, Missouri. Their primary responsibility is to collect debts owed to various businesses and organizations.

If you have an unpaid bill that ARC is trying to collect, their name might show up on your credit report as a collections account.

Who does Account Resolution Corporation collect for?

Account Resolution Corporation is a division of Healthcare Revenue Recovery Group (HRRG). They primarily collect debts on behalf of healthcare providers. This means that if you have unpaid medical bills, from hospital stays, medical procedures, or other healthcare services, these debts could be passed to ARC for collection.

Is Account Resolution Corporation legit or a scam?

Account Resolution Corporation is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Account Resolution Corporation from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Account Resolution Corporation (ARC) Contact Information

Address:

Account Resolution Corp.
700 Goddard Ave #1100
Chesterfield, MO 63005

Phone number: (866) 933-3346 or (636) 733-3346

Should I contact or pay Account Resolution Corporation?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Account Resolution Corporation is to work with a credit repair professional. They help remove millions of negative items every year from companies like Account Resolution Corporation on behalf of their clients.

Will Account Resolution Corporation sue me or garnish my wages?

Account Resolution Corporation (ARC) has the legal right to sue you in an attempt to recover the debt owed. If they secure a judgment against you in court, depending on your state’s laws, they might be able to garnish your wages or levy your bank account.

However, it’s important to understand that lawsuits and wage garnishments are typically considered last-resort measures for debt collectors. They will usually attempt to recover the debt through other means first, such as phone calls, letters, or offering payment plans or settlement options.

Account Resolution Corporation Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Account Resolution Corporation

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Account Resolution Corporation to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Account Resolution Corporation cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Account Resolution Corporation must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Account Resolution Corporation cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Account Resolution Corporation From Your Credit Report Today!

Credit Saint can help you dispute Account Resolution Corporation collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.