Who is Account Resolution Corporation?
Account Resolution Corporation (ARC) is a debt collection agency based in Chesterfield, Missouri. Their primary responsibility is to collect debts owed to various businesses and organizations.
If you have an unpaid bill that ARC is trying to collect, their name might show up on your credit report as a collections account.
Who does Account Resolution Corporation collect for?
Account Resolution Corporation is a division of Healthcare Revenue Recovery Group (HRRG). They primarily collect debts on behalf of healthcare providers. This means that if you have unpaid medical bills, from hospital stays, medical procedures, or other healthcare services, these debts could be passed to ARC for collection.
Is Account Resolution Corporation legit or a scam?
Account Resolution Corporation is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Account Resolution Corporation from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Account Resolution Corporation (ARC) Contact Information
Account Resolution Corp.
700 Goddard Ave #1100
Chesterfield, MO 63005
Phone number: (866) 933-3346 or (636) 733-3346
Should I contact or pay Account Resolution Corporation?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Account Resolution Corporation is to work with a credit repair professional. They help remove millions of negative items every year from companies like Account Resolution Corporation on behalf of their clients.
Will Account Resolution Corporation sue me or garnish my wages?
Account Resolution Corporation (ARC) has the legal right to sue you in an attempt to recover the debt owed. If they secure a judgment against you in court, depending on your state’s laws, they might be able to garnish your wages or levy your bank account.
However, it’s important to understand that lawsuits and wage garnishments are typically considered last-resort measures for debt collectors. They will usually attempt to recover the debt through other means first, such as phone calls, letters, or offering payment plans or settlement options.
Account Resolution Corporation Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Account Resolution Corporation
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Account Resolution Corporation to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Account Resolution Corporation may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Account Resolution Corporation must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Account Resolution Corporation cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Account Resolution Corporation From Your Credit Report Today!
Credit Saint can assist you in disputing Account Resolution Corporation collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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