Account Resolution Corporation

Updated

Is Account Resolution Corporation hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Account Resolution Corporation?

Account Resolution Corporation (ARC) is a debt collection agency based in Chesterfield, Missouri. Their primary responsibility is to collect debts owed to various businesses and organizations.

If you have an unpaid bill that ARC is trying to collect, their name might show up on your credit report as a collections account.

Who does Account Resolution Corporation collect for?

Account Resolution Corporation is a division of Healthcare Revenue Recovery Group (HRRG). They primarily collect debts on behalf of healthcare providers. This means that if you have unpaid medical bills, from hospital stays, medical procedures, or other healthcare services, these debts could be passed to ARC for collection.

Is Account Resolution Corporation legit or a scam?

Account Resolution Corporation is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Account Resolution Corporation from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Account Resolution Corporation (ARC) Contact Information

Address:

Account Resolution Corp.
700 Goddard Ave #1100
Chesterfield, MO 63005

Phone number: (866) 933-3346 or (636) 733-3346

Should I contact or pay Account Resolution Corporation?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Account Resolution Corporation is to work with a credit repair professional. They help remove millions of negative items every year from companies like Account Resolution Corporation on behalf of their clients.

Will Account Resolution Corporation sue me or garnish my wages?

Account Resolution Corporation (ARC) has the legal right to sue you in an attempt to recover the debt owed. If they secure a judgment against you in court, depending on your state’s laws, they might be able to garnish your wages or levy your bank account.

However, it’s important to understand that lawsuits and wage garnishments are typically considered last-resort measures for debt collectors. They will usually attempt to recover the debt through other means first, such as phone calls, letters, or offering payment plans or settlement options.

Account Resolution Corporation Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Account Resolution Corporation

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Account Resolution Corporation to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Account Resolution Corporation may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Account Resolution Corporation must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Account Resolution Corporation cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Account Resolution Corporation From Your Credit Report Today!

Credit Saint can assist you in disputing Account Resolution Corporation collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Crediful
Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.