Affiliated Acceptance Corporation


Is Affiliated Acceptance Corporation hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Affiliated Acceptance Corporation?

Affiliated Acceptance Corporation (AAC) is a debt collection agency located in Sunrise Beach, Missouri. They manage delinquent accounts and help businesses recover their due payments.

If you notice AAC on your credit report, it indicates a collections account, often resulting from an unpaid bill.

Who does Affiliated Acceptance Corporation collect for?

Affiliated Acceptance Corporation provides its debt collection services to a diverse set of industries, with a particular emphasis on businesses within the health and fitness sector. They cater to boxing clubs, dance studios, and fitness centers, where they help manage unpaid membership dues or other related fees.

Similarly, they collect for gun clubs, kickboxing gyms, and martial arts schools. In addition, tanning salons also enlist AAC’s services to recover unpaid bills. Besides debt collection, they also offer payment processing and billing services, assisting these businesses in managing their financial operations efficiently.

Is Affiliated Acceptance Corporation legit or a scam?

Affiliated Acceptance Corporation is a legitimate company. They are authorized to collect debts on behalf of their clients. However, despite their legitimacy, it’s always advisable to verify any claimed debts before proceeding with any payments.

How can I remove Affiliated Acceptance Corporation from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Affiliated Acceptance Corporation (AAC) Contact Information


Affiliated Acceptance Corporation
14443 MO-5
Sunrise Beach, MO 65079

Mailing address:

Affiliated Acceptance Corporation
PO Box 790001
Sunrise Beach, MO 65079

Phone number: (800) 233-848

Should I contact or pay Affiliated Acceptance Corporation?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with AAC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Affiliated Acceptance Corporation on behalf of their clients.

Will Affiliated Acceptance Corporation sue me or garnish my wages?

It’s possible for Affiliated Acceptance Corporation to sue you to collect an outstanding debt. If they win the lawsuit and obtain a judgment against you, they might have the ability to garnish your wages depending on the laws in your state. However, not all agencies will go to these lengths, as the process can be time-consuming and costly.

Affiliated Acceptance Corporation Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Affiliated Acceptance Corporation

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Affiliated Acceptance Corp to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Affiliated Acceptance Corp cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Affiliated Acceptance Corp must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Affiliated Acceptance Corp cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Affiliated Acceptance From Your Credit Report Today!

Credit Saint can help you dispute AAC collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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