Who is Affiliated Management Services?
Affiliated Management Services, Inc. is a debt collection agency with its main office located in Mission, Kansas. Their key function is to aid creditors in the recovery of overdue debts.
If you see Affiliated Management Services listed on your credit report, it usually signifies that you have an outstanding debt that has been transferred or sold to them for collection.
Who does Affiliated Management Services collect for?
Affiliated Management Services primarily focuses on debt recovery in the healthcare sector. This means they work on behalf of various entities within the medical industry, such as hospitals, clinics, and other healthcare providers, who have outstanding bills or invoices.
Is Affiliated Management Services legit or a scam?
Despite some negative perceptions due to their frequent and sometimes aggressive contact methods, Affiliated Management Services is a legitimate debt collection agency. They use various contact strategies, including phone calls, texts, and emails, to engage debtors and discuss their outstanding debts.
How can I remove Affiliated Management Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Affiliated Management Services Contact Information
Address:
Affiliated Management Services, Inc.
5651 Broadmoor
Mission, KS 66202
Phone number: (800) 221-1314 or (913) 677-9470
Should I contact or pay Affiliated Management Services, Inc.?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with this is to work with a credit repair professional. They help remove millions of negative items every year from companies like Affiliated Management Services, Inc. on behalf of their clients.
Will Affiliated Management Services sue me or garnish my wages?
Affiliated Management Services could potentially sue you for an unpaid debt. If they win the case, they could be granted a judgment that allows them to garnish your wages. They could also seize funds from your bank accounts or place a lien on your property, depending on your state’s laws.
However, this is often a last resort, as most collection agencies prefer to set up payment plans or settle debts outside of court due to the costs and time associated with legal proceedings.
Affiliated Management Services, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Affiliated Management Services, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Affiliated Management Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Affiliated Management Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Affiliated Management Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Affiliated Management Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Affiliated Management Services From Your Credit Report Today!
Credit Saint offers assistance with disputing Affiliated Management Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
