Who is Armada Corp?
Armada Corp is a debt collection agency located in Wenatchee, Washington. They operate across several locations in Washington and Nevada, working on behalf of creditors to collect unpaid debts.
If you notice Armada Corporation on your credit report as a collections account, it typically signifies a debt that you’ve failed to settle
Who does Armada Corp collect for?
Armada Corp provides collection services to various sectors, including business, financial, government, healthcare, retail, and utilities.
Is Armada Corp legit or a scam?
Armada Corp is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Armada Corp from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Armada Corp Contact Information
Address:
Armada Corp
93 Eastmont Ave. Suite 100
East Wenatchee, WA 98802
Phone number: (509) 884-8000 or (800) 949-2372
Should I contact or pay Armada Corp?
Before interacting with a debt collection agency like Armada Corp, it’s crucial to verify the legitimacy of the debt and ensure it’s reported accurately on your credit report. Mistakes can happen, and sometimes outdated debts may still appear. Additionally, making a payment can reset the statute of limitations, which could negatively impact your credit.
A more effective way to handle debts with Armada Corp is to work with a credit repair expert. These professionals can help remove negative items, including those from collection agencies like Armada Corp.
Will Armada Corp sue me or garnish my wages?
Armada Corp is legally entitled to sue you for the repayment of unpaid debts. If they proceed with a lawsuit and secure a judgment against you, they may be granted the right to garnish your wages or levy your bank account. However, this will be dependent on the specific laws in your state or jurisdiction.
Keep in mind that lawsuits are often expensive and time-consuming, so agencies usually resort to them as a last measure. More likely, they will first attempt to negotiate a repayment plan or a settlement with you.
Armada Corp Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common issues reported include incorrect reporting, harassment, and failure to verify debts. If you’re dealing with similar problems, consider filing a complaint.
You are protected by laws such as the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA), which allow you to dispute errors on your credit report and ensure fair treatment by debt collectors.
Your Rights When Dealing with Armada Corp
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Armada Corporation to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Armada Corp cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Armada Corp must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Armada Corp cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Armada Corp From Your Credit Report Today!
Credit Saint offers assistance with disputing collection accounts from Armada Corp. With over 15 years of experience, they’ve successfully removed incorrect entries from clients’ credit reports.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Visit their website or call (855) 281-1510 for a free credit consultation and see how they can assist you today.
