Centron Services


Is Centron Services hurting your credit score?

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Who is Centron Services, Inc.?

Centron Services, Inc., dba Rocky Mountain Professional Solutions, is a debt collection agency based in Helena, Montana. They work with creditors to collect debts that consumers have not paid.

If Centron Services, Inc. appears on your credit report, it usually indicates an unpaid debt they are trying to collect. This is typically a result of an unpaid bill, loan, or other financial obligation that hasn’t been satisfied.

Who does Centron Services collect for?

Centron Services handles accounts from a broad range of creditors. These can include attorneys, dental and medical practitioners, mental health counselors, entities that charge municipal fees, retail businesses, utility companies, and others.

Essentially, any business or individual who is owed money for services rendered or goods provided may utilize the services of a collection agency like Centron Services to recover the outstanding debt.

Is Centron Services legit or a scam?

Centron Services is a legitimate company. They are legally allowed to collect debts on behalf of their clients. However, they may use persistent communication methods, including repeated phone calls, text messages, or emails, in their efforts to collect a debt.

How can I remove Centron Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit reports. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Centron Services, Inc./Credit Systems Contact Information


Centron Services, Inc.
2525 Colonial Dr. Ste C
Helena, MT 59601

Mailing address:

Centron Services, Inc.
P.O. Box 875
Helena MT 59602

Phone number: (800) 223-8112 or (406) 442-3728

Should I contact or pay Centron Services, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Centron Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Centron Services, Inc. on behalf of their clients.

Will Centron Services, Inc. sue me or garnish my wages?

Centron Services, Inc. is entitled to sue you to recover unpaid debts. If they decide to take legal action and win their lawsuit, they could potentially garnish your wages or levy your bank account, depending on the laws of your specific state. It’s important to note, though, that lawsuits are typically a last resort for most debt collection agencies, as they can be time-consuming and costly.

Centron Services, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Centron Services, you should also consider filing a complaint. Centron Services currently has an A+ rating with the Better Business Bureau.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors with the credit bureaus and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Centron Services, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Centron Services, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Centron Services, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Centron Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Centron Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Centron Services From Your Credit Report Today!

Credit Saint can help you dispute Centron Services collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.